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Real Estate Radio LIVE is a 5 day per week radio program covering the world of ‘Anything and Everything Real Estate’®.

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Podcast Episode's:
RERL-1615-Managing the High Sales Growth
<p><span style="font-size: 12pt;">While Joe is taking some time out <a href="https://www.computerlaw.com/" target="_blank" rel= "noopener">Jack Russo</a> takes over the studio today with the help of serial entrepreneur John Ferraro. For a guy who was originally destined to become a lawyer, John has made an impressive career in sales that has spanned several large and well-known companies. Listen in as Jack and John discuss how to accelerate sales growth and then manage it. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">John’s sales career and transition into startups</span></li> <li><span style="font-size: 12pt;">Cold-calling, websites and getting leads</span></li> <li><span style="font-size: 12pt;">The sales funnel</span></li> <li><span style="font-size: 12pt;">The magic of Silicon Valley startups –What we do and do not do well</span></li> <li><span style="font-size: 12pt;">What ruins a booming company</span></li> <li><span style="font-size: 12pt;">The future of sales with AI and IOT on the rise</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1614-Real Estate - Death and Divorce
<p><span style="font-size: 12pt;">Death and divorce are two topics that while grim, are very real and require planning. No one really goes into a relationship planning on a divorce, but it nearly half of US marriages end in one. The only thing you can do is to plan as best you can. Today Joe discusses death and divorce estate planning issues that relate to real estate. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Make sure you have a trust and it is up to date</span></li> <li><span style="font-size: 12pt;">Divorce variations on a trust</span></li> <li><span style="font-size: 12pt;">Refinancing due to divorce</span></li> <li><span style="font-size: 12pt;">What happens to your property after death</span></li> <li><span style="font-size: 12pt;">Problematic issues and probate court</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1613- Two Italian Guys Talkin Real Estate-Industry Update
<p><span style="font-size: 12pt;">For a while we have been talking about disruption and consolidation and recently it was announced that Compass has acquired Alain Pinel. The small startups you heard about a few years ago are getting bigger and starting to gobble up their older competitors. Today Joe and Mike take time to cover what is going on in the real estate and lending industry and what future consolidation will mean to the consumers. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Big changes consumers may notice</span></li> <li><span style="font-size: 12pt;">Agents utilizing technology</span></li> <li><span style="font-size: 12pt;">Why the big mortgage layoffs?</span></li> <li><span style="font-size: 12pt;">False marketing images</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1612-Giving Back - Salvation Army Silicon Valley
<p><span style="font-size: 12pt;">Since 1865 the </span><a style="font-size: 16px;" href= "https://siliconvalley.salvationarmy.org/" target="_blank" rel= "noopener">Salvation Army</a><span style= "font-size: 12pt;"> has been helping others meet needs without discrimination. Like any great organization it can only survive when the entire community supports their efforts. Today Joe learns about all the things the Salvation Army does to help people in need from Major Roy Wild. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Services the Salvation Army provides</span></li> <li><span style="font-size: 12pt;">How can I get involved?</span></li> <li><span style="font-size: 12pt;">What else does the Salvation Army do?</span></li> <li><span style="font-size: 12pt;">Bringing the Salvation Army into your business</span></li> <li><span style="font-size: 12pt;">Putting food on tables</span></li> <li><span style="font-size: 12pt;">Is the Salvation Army receiving enough support?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1611-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">Even though we have covered this topic several times on this podcast, home equity sharing is a topic that is still relatively new to most people. Equity sharing is a great product for those of us who have witnessed the tremendous growth in home prices and are looking to take advantage of all that equity without having to sell your home. <a href= "http://barastone.com/" target="_blank" rel="noopener">Steve Hotovec</a> joins Joe in the studio today to discuss how homeowners can access their homes wealth without taking on debt. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;"><a href= "https://conferences.moneyshow.com/tradersexpo-new-york/?scode=" target="_blank" rel="noopener">The Traders Expo in New York</a></span></li> <li><span style="font-size: 12pt;">Comparing HPM agreements to conventional financing</span></li> <li><span style="font-size: 12pt;">HPM requirements</span></li> <li><span style="font-size: 12pt;">What can I use this money for?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1610-Building Your Company Culture
<p><span style="font-size: 12pt;">The key to successful growth is finding excellent people, training them to understand consumer wants and how to operate within the rules of the business. It’s an almost obvious statement that sounds incredibly hard to implement. To make a hard task even harder is differentiating and building a culture that gets employees excited to work. Knowing where your company culture is and figuring out how to attract people to it is an accelerant to building a better firm that produces better products and better services. Today <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> sits down with future lawyer Ian Buckman to discuss building a positive culture within your company.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1609-Knowing Your Customer to Grow the Business
<p><span style="font-size: 12pt;">Knowing how to hit your target customer is a key component to growing your business. Currently word of mouth is still the best way to spread knowledge of a product within a segment of the population. Spending time with the target consumer is often the biggest competitive advantage for entrepreneurs and failure to do this can become the biggest problem. Don’t let your business fail to grow because you didn’t understand what your customer really wants! Today Joe and <a href="https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> discuss how to grow your business by knowing the people who buy your product.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1608-Two Italian Guys Talkin Real Estate-Investing Outside California
<p><span style="font-size: 12pt;">For most consumers real estate is one part of a good, diversified portfolio. Anyone living in California knows that property here is not only hard to come by, but it mostly benefits consumers who buy and hold. Fortunately there are opportunities out there, like way out there. Today Joe and Mike discuss investing outside of California and Opportunity Zone investments. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Where people are investing and why</span></li> <li><span style="font-size: 12pt;">What is Opportunity Zone investing?</span></li> <li><span style="font-size: 12pt;">Commercial and residential investing</span></li> <li><span style="font-size: 12pt;">Opportunities in downtown San Jose</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1607-Understanding Reverse Mortgages
<p><span style="font-size: 12pt;">As long as they’ve been around reverse mortgages have been plagued by myths and misconceptions. This misunderstanding is largely due to most people not understanding how they work or who they work for. In fact for the right person the reverse mortgage is actually an outstanding program! Today Joe chats with reverse mortgage expert Bill Benson about this program that deserves a better rap. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">How the reverse mortgage works</span></li> <li><span style="font-size: 12pt;">Qualifying for a reverse mortgage</span></li> <li><span style="font-size: 12pt;">Reverse mortgage tax advantages</span></li> <li><span style="font-size: 12pt;">Uses for reverse mortgage</span></li> <li><span style="font-size: 12pt;">Reverse purchasing</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1606-Stock Options and Other Incentive Plans
<p><span style="font-size: 12pt;">At this point in your business you’ve had investors and you’ve issued shares. Incentive plans are becoming more normal in the workplace, but they way their being used is changing. Stocks are a great way to set up a special bonus plan if the business gets sold and your stock hasn’t vested. Today Joe and <a href="https://www.computerlaw.com/" target="_blank" rel= "noopener">Jack Russo</a> discuss how to use stocks and other incentive programs. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Stock options in place of capital</span></li> <li><span style="font-size: 12pt;">Early stocks and vesting</span></li> <li><span style="font-size: 12pt;">Liquidation preference</span></li> <li><span style="font-size: 12pt;">Phantom equity plans</span></li> <li><span style="font-size: 12pt;">At will employment doctrine</span></li> <li><span style="font-size: 12pt;">Restricted Stock Units (RSUs)</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1605-Two Italian Guys Talkin Real Estate- Pricing Strategies & Leveraging
<p><span style="font-size: 12pt;">The holiday season has finally passed and it’s time we all got back to business. Whether you’re thinking about moving once school is over or thinking it’s time to make that first home purchase, pricing is the biggest factor facing consumers. Home offers are picking up and while we don’t know if we will enter another scorching market like the one we saw no too long ago, we do know that the best way to attract a buyer is to price a home appropriately. Since we’re discussing pricing, it’s important to remember all your options when it comes to financing your new purchase. Money doesn’t always have to come out of an account and leveraging property or assets can be the path to your new home. Today Joe and Mike talk pricing and leveraging strategies in a market that’s raring to go.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1604-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">In the Bay Area equity can be too much of a good thing. The average home price has risen quickly and sharply all around Silicon Valley which has left long time homeowners with a lot of wealth tied up in an illiquid asset. If only there was a way you could take advantage of your equity without having to sell your home. Today Joe and <a href= "http://barastone.com/" target="_blank" rel="noopener">Steve Hotovec</a> discuss how to access your homes wealth without taking on debt. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Traditional ways we accessed equity</span></li> <li><span style="font-size: 12pt;">What equity sharing is not</span></li> <li><span style="font-size: 12pt;">Meeting with Barastone</span></li> <li><span style="font-size: 12pt;">Aging in place/making the house pay for itself</span></li> <li><span style="font-size: 12pt;">What people are using their capital for</span></li> </ul> <p><span style="font-size: 12pt;"> </span></p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1603- Hiring Talent for a Start-up
<p><span style="font-size: 12pt;">Adding talent to your team is a difficult thing to do, but is a necessary process for any company looking to grow its business. <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> takes over as host today with new guest and serial entrepreneur, <a href="https://www.linkedin.com/in/ahgardiner" target="_blank" rel="noopener">Andrew Gardiner</a>. Andrew helps companies recruit and implement the best talent possible to help them facilitate their goals through companies such as The <a href= "https://www.thehirekey.com/" target="_blank" rel= "noopener">HireKey</a>. Finding new talent to improve your business is a never-ending journey, so listen in as Jack and Andrew discuss hiring talent for your startup. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Which companies get the most use from HireKey</span></li> <li><span style="font-size: 12pt;">High demand jobs with little supply</span></li> <li><span style="font-size: 12pt;">Disrupting the talent acquisition field</span></li> <li><span style="font-size: 12pt;">Can this field be automated?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1602- Two Italian Guys Talkin Real Estate-Dispelling The Myths Of Real Estate
<p><span style="font-size: 12pt;">Whether you’re watching television, reading the news, surfing the internet or even listening to a podcast, there is a lot of noise out there related to real estate. As a professional lender and agent Joe and Mike often work with consumers who hold beliefs about real estate that are just simply not true. Today Joe and Mike look to shut out some of the noise as they dispel the myths of real estate. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">False marketing and advertising</span></li> <li><span style="font-size: 12pt;">20% down to buy a home</span></li> <li><span style="font-size: 12pt;">Rate sensitivity</span></li> <li><span style="font-size: 12pt;">No-cost loans</span></li> <li><span style="font-size: 12pt;">The right time to list</span></li> <li><span style="font-size: 12pt;">Using the neighborhood specialist or getting a deal from a family member</span></li> <li><span style="font-size: 12pt;">And much, much more...</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1601-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">Anytime a new or foreign program comes out we feel that it is our job to educate you the consumer about it. When it comes to accessing your homes wealth it’s important to know what options are out there and which can leave you with unnecessary debt. Today Joe and <a href= "http://barastone.com/" target="_blank" rel="noopener">Mark Rogers</a> discuss how you can access your homes wealth without taking on debt. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">What does this product do for consumers?</span></li> <li><span style="font-size: 12pt;">Not a HELOC or reverse mortgage</span></li> <li><span style="font-size: 12pt;">But what if I don’t want to mess with my existing mortgage rates?</span></li> <li><span style="font-size: 12pt;">What consumers are using this product for</span></li> <li><span style="font-size: 12pt;">Making new opportunities for homeowners</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1600-Growing Your Business - Post Seed Financing
<p><span style="font-size: 12pt;">You’ve got the idea, you’ve got the team, you’ve got the domain names and everything you need to really get your product into consumers’ hands. All you need now is to put your foot down on the pedal and accelerate sales. Today Joe and <a href="https://www.computerlaw.com/" target="_blank" rel= "noopener">Jack Russo</a> are joined by special guest, <a href= "https://www.instigate.ai/" target="_blank" rel="noopener">Marc Canter</a>, who has come up with a brilliant idea and is at that stage where with the right funding his growth can really take off. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Preventing an AI takeover with Instigate.ai</span></li> <li><span style="font-size: 12pt;">Three phases of your Personal Bots existence</span></li> <li><span style="font-size: 12pt;">Which generation will take hold of Personal Bots</span></li> <li><span style="font-size: 12pt;">How Marc started Instigate</span></li> <li><span style="font-size: 12pt;">Attracting investors for something completely new</span></li> <li><span style="font-size: 12pt;">The prototype process</span></li> <li><span style="font-size: 12pt;">Are we in for a technical Roaring 20’s?</span></li> <li><span style="font-size: 12pt;">FinTech and the automation of banking</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1599- Two Italian Guys Talkin Real Estate - Unconventional Financing
<p><span style="font-size: 12pt;">Conventional wisdom would leave most consumers to believe financing is super conservative right now. To a certain extent most consumers would be correct, but a lot of people would be surprised at what non-QM financing will get you these days. Non-QM financing has really come to the forefront and you might be surprised to find out just how many people are getting non-QM loans. Listen in as Joe and Mike explain what unconventional financing has to offer the average consumer. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">The impending Super Bowl inventory surge</span></li> <li><span style="font-size: 12pt;">Less than perfect credit scores</span></li> <li><span style="font-size: 12pt;">What is a non qualified mortgage?</span></li> <li><span style="font-size: 12pt;">Two people qualifying on one loan</span></li> <li><span style="font-size: 12pt;">Financing during retirement or career breaks</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1598-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">For over 15 year <a href= "http://barastone.com/" target="_blank" rel="noopener">Steve Hotovec</a> helped consumers manage taxes, stocks, bonds mutual funds and more, but one investment often left out is where most consumers have about 70% of their net worth tied up. Today Steve has groups and products that allow homeowners to intelligently access home wealth without taking out a loan or hurting their current equity. Listen in as Joe, Steve Hotovec and <a href= "https://www.livingfostercity.com/" target="_blank" rel= "noopener">Steve Droz</a> explain home equity sharing and how it can help homeowners who are house rich and cash poor. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Aging in place with style</span></li> <li><span style="font-size: 12pt;">A manageable asset for the workforce</span></li> <li><span style="font-size: 12pt;">Liability matching</span></li> <li><span style="font-size: 12pt;">All-or-none view on real estate</span></li> <li><span style="font-size: 12pt;">How this option fits into listing appointments</span></li> <li><span style="font-size: 12pt;">Tax deferrals</span></li> <li><span style="font-size: 12pt;">What to use this program for</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1597-Growing Your Business - Bringing on Partners
<p><span style="font-size: 12pt;">Congratulations! You’ve made it to the level of <em>growing</em> your business! By now your business is looks like it’s actually going to work, consumers are giving you thumbs up and more people are needed to make your business run. Bringing on a partner can be exciting and complicated and in some ways as serious as a marriage born out of necessity. Today Joe and <a href="http://www.computerlaw.com" target="_blank" rel="noopener">Jack Russo</a> discuss what entrepreneurs need to know before bringing on a partner in your business.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1596-Two Italian Guys Talkin Real Estate-Market Conditions
<p><span style="font-size: 12pt;">It’s busy, it’s expensive and there’s a lot of stuff going on, but there is still a lot of interest when it comes to investing in Bay Area real estate. In fact over the last 5 decades real estate has appreciated an average of 3% a year. How many investments can you think of that can boast that number? Whether you’re in this market as a consumer or a professional Joe and Mike will provide you with the best strategies, tools, statistics, data and ideas to help you succeed when buying or selling property in the Bay Area. Today Joe and Mike discuss market conditions. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Pre-Super Bowl inventory</span></li> <li><span style="font-size: 12pt;">Pricing strategies & interest rates</span></li> <li><span style="font-size: 12pt;">Could a normal market excite buyers and reinvigorate the market?</span></li> <li><span style="font-size: 12pt;">What sellers should be doing now</span></li> <li><span style="font-size: 12pt;">Buyer conversations</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1595-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">Over the last 10 years home prices have escalated incredibly which means homeowners have seen a dramatic increase in their homes equity. In fact surveys suggest that homeowners may have 70% or more of their entire wealth tied up in their home. Having a majority of your wealth in one illiquid asset can be a mixed blessing that our friends at <a href= "http://barastone.com/" target="_blank" rel= "noopener">Barastone</a> can help you with.  Today Joe and Mark Rogers discuss how homeowners can access their homes wealth without taking on debt. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Forward mortgages, secondary mortgages and reverse mortgages</span></li> <li><span style="font-size: 12pt;">Using Barastone’s program</span></li> <li><span style="font-size: 12pt;">Staying in style</span></li> <li><span style="font-size: 12pt;">Gift funds</span></li> <li><span style="font-size: 12pt;">Financial options scenarios</span></li> <li><span style="font-size: 12pt;">ADU’s and renovations</span></li> <li><span style="font-size: 12pt;">Qualification process</span> </li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1594-Growing Your Business
<p><span style="font-size: 12pt;">In 2018 <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> joined the RERL team and taught us just about the concepts and steps one needs to take when starting a business. One year later 2019 is time to change gears and discuss <em>growing</em> your business. This time Joe and Jack will address major questions regarding how to accelerate your growth and what can you do about the various legal issues that come up during the growth phase. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">SWOT analysis</span></li> <li><span style="font-size: 12pt;">New employees and new contractors</span></li> <li><span style="font-size: 12pt;">Outsourced functions</span></li> <li><span style="font-size: 12pt;">Work made for hire rule</span></li> <li><span style="font-size: 12pt;">Projects that are worth the payoff</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1593-The Employee Real Estate Platform
<p><span style="font-size: 12pt;">Exciting news is what today’s podcast is all about. <a href="https://bundleselect.com/" target= "_blank" rel="noopener">Bundle Select</a> has officially announced their employee real estate platform. Exclusive only to certain companies, it doesn’t matter what size your company is or where in the US you are located; all you need to do is connect and figure out if you and your company qualify as a good match! Today Joe tells us all about Bundle Select’s employee real estate platform. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Guaranteed savings on real estate services</span></li> <li><span style="font-size: 12pt;">Benefits and compensation</span></li> <li><span style="font-size: 12pt;">Addressing consumers biggest complaint about real estate and lending services</span></li> <li><span style="font-size: 12pt;">Unburdening HR professionals</span></li> <li><span style="font-size: 12pt;">And much, much more...</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1592-Rates Drop & It's Buyers Time!
<p><span style="font-size: 12pt;">The holidays are officially over and we are ready to take on 2019! Joe is kicking off the New Year with some good news for anyone paying attention to interest rates and some even better new for buyers entering the market. Tune in as Joe explains all the new opportunities that await you as a New Year begins. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">The drop in interest rates</span></li> <li><span style="font-size: 12pt;">Jumbo loan opportunities</span></li> <li><span style="font-size: 12pt;">Why look at your financing now?</span></li> <li><span style="font-size: 12pt;">Flat market vs. buyers market</span></li> <li><span style="font-size: 12pt;">Contingent sales</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1591-The Future of Sales Innovation by Uber Connect Force
<p><span style="font-size: 12pt;">Small business owners often refrain from building a sales and marketing division within their company. Not only can creating your division be costly, it usually becomes an unneeded headache and that takes up much needed time. <a href="https://www.computerlaw.com/" target="_blank" rel= "noopener">Jack Russo</a> takes over as host in today’s podcast as he welcomes back Steve King, CEO of <a href= "https://uberconnectforce.com/" target="_blank" rel= "noopener">UberConnectForce</a>. Specific topics include</span></p> <ul> <li><span style="font-size: 12pt;">Addressing today’s biggest sales problem</span></li> <li><span style="font-size: 12pt;">Attracting anti-phone millennials</span></li> <li><span style="font-size: 12pt;">Matching with ideal customers</span></li> <li><span style="font-size: 12pt;">Who can hire UberConnectForce</span></li> <li><span style="font-size: 12pt;">More than sales force innovation</span></li> <li><span style="font-size: 12pt;">Automation and sales</span></li> <li><span style="font-size: 12pt;">And much, much more...</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1590- Two Italian Guys Talkin Real Estate- Planning For 2019 For Buyers & Sellers
<p><span style="font-size: 12pt;">Am I positioned correctly? Should I get preapproved now? What else should I be doing now? Buyers and sellers have a lot to think about with 2018 coming to a close and the market looking much different from previous years. A changing market will not only require buyers and sellers to come up with new strategies to complete the transaction, but to revise how they begin preparing for these situations. Today Joe and Mike discuss how buyers and sellers should plan for 2019. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">2018 final inventory stats</span></li> <li><span style="font-size: 12pt;">Entering a winter market –should you do it?</span></li> <li><span style="font-size: 12pt;">Consumer checklist for putting your home on the market</span></li> <li><span style="font-size: 12pt;">Ballparking future prices</span></li> <li><span style="font-size: 12pt;">Planning after the sale</span></li> <li><span style="font-size: 12pt;">Selecting the right team</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1589-Rick Arvielo- CEO of New American Funding
<p><span style="font-size: 12pt;">“Hey, let’s do our own thing” Believe it or not that’s pretty much how <a href= "https://www.newamericanfunding.com/about/our-leadership/" target= "_blank" rel="noopener">Rick Arvielo</a> and his wife Patty started New American Funding. While Patty knew the ins and outs of the real estate business, serial entrepreneur Rick came in to the business with a whole lot of knowledge about marketing and technology. Together they made a marriage that is carving its way into the mortgage business and is showing no signs of stopping. Today Joe talks with Rick Arvielo, CEO of New American Funding. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">What it takes to grow a company quickly and organically</span></li> <li><span style="font-size: 12pt;">Finding Success with technology</span></li> <li><span style="font-size: 12pt;">Future of home transactions</span></li> <li><span style="font-size: 12pt;">Attracting future consumers</span></li> <li><span style="font-size: 12pt;">What’s next for New American Funding?</span></li> <li><span style="font-size: 12pt;">Competing with call centers</span></li> <li><span style="font-size: 12pt;">Mergers and acquisitions</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1588-Patty Arvielo - President of New American Funding
<p><span style="font-size: 12pt;">Joe’s guest today is someone who started working in real estate at 16 years old and 36 years later still doesn’t feel she has completely mastered the business. A successful entrepreneur, <a href= "https://www.newamericanfunding.com/about/our-leadership/" target= "_blank" rel="noopener">Patty Arvielo</a> is known as the President and Co-Founder of New American Funding. Listen in as Joe and Patty discuss everything from building a competitive mortgage company to seeing it grow at a quick pace and keeping the evolution going. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Why Patty and Rick started New American Funding</span></li> <li><span style="font-size: 12pt;">A passion for multicultural lending</span></li> <li><span style="font-size: 12pt;">Workplace diversity and mentorship program</span></li> <li><span style="font-size: 12pt;">Hiring people with the right skill set</span></li> <li><span style="font-size: 12pt;">What does the industry need to focus on?</span></li> <li><span style="font-size: 12pt;">The future of real estate and New American Funding</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1587- Frank Fuentes - Multicultural Lending
<p><span style="font-size: 12pt;">One million Hispanics will be turning 18 this year and compared to their non-Hispanic counterparts they are getting married and forming household at a younger age. The best thing agents and lenders could do now is to begin understanding the cultural nuances of this demographic and find a way to serve them.  Today Joe talks with New American Funding’s <a href="http://www.newamericanagent.com/frankfuentes" target="_blank" rel="noopener">Frank Fuentes</a> about the complexities and cultural challenges surrounding multicultural lending. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Getting an entire company aware of multicultural lending</span></li> <li><span style="font-size: 12pt;">Hispanic home ownership report</span></li> <li><span style="font-size: 12pt;">Educating consumers about latino communications</span></li> <li><span style="font-size: 12pt;">Misunderstandings about Hispanics and lending</span></li> <li><span style="font-size: 12pt;">Why partner with New American Funding?</span></li> <li><span style="font-size: 12pt;">Why multicultural lending is exciting</span></li> <li><span style="font-size: 12pt;">And much much more!</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p>
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RERL-1586-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">Being one of the many people in the US who describe themselves as house rich and cash poor can be a great problem to have. On one hand your net worth is increasing, on the other it is in an illiquid asset that is not easily accessed, until now. Today Joe and <a href="http://barastone.com/" target= "_blank" rel="noopener">Steve Hotovec</a> discuss a new way of accessing your homes wealth without taking on debt. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Having a majority of your net worth tied up in equity</span></li> <li><span style="font-size: 12pt;">The problem with forward mortgages, reverse mortgages and HELOC’s</span></li> <li><span style="font-size: 12pt;">How equity sharing works</span></li> <li><span style="font-size: 12pt;">Qualifications</span></li> <li><span style="font-size: 12pt;">What can you use the money for?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1585-Jack Russo - Corporate LLC Year End Planning
<p><span style="font-size: 12pt;">We are halfway through December and business owners will want to end the year in the right way. Tax planning begins now if you don’t want to make last minute scrambles looking for deductions and another thing you don’t want is for the company to be under litigation attack leaving you to worry about if they pierce through the corporate veil even if you are an LLC. Yikes! Today Joe and <a href="https://www.computerlaw.com/" target= "_blank" rel="noopener">Jack Russo</a> discuss year-end planning issues for business owners.</span></p> <ul> <li><span style="font-size: 12pt;">Managing the books with a CPA</span></li> <li><span style="font-size: 12pt;">Taxable gains</span></li> <li><span style="font-size: 12pt;">The trouble with shareholder and stakeholder records</span></li> <li><span style="font-size: 12pt;">Year-end meetings</span></li> <li><span style="font-size: 12pt;">Planning for the future</span></li> </ul> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1584-Elijah Caldwell - With Timeless LLC
<p><span style="font-size: 12pt;">Few young people know who they are when starting out in life; in fact it is quite common to only know who you aren’t. <a href="https://www.flytimeless.com/" target= "_blank" rel="noopener">Timeless LLC</a> has a vision: Everyone successfully learns from failure. Through Timeless, Elijah Caldwell offers coaching programs to help consumers never make the same mistake twice, a keystone of successful people. Today Joe talks failure and the motivational tools to combat them with Elijah Caldwell. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Inverse relationships</span></li> <li><span style="font-size: 12pt;">Tapping into your full potential</span></li> <li><span style="font-size: 12pt;">Conventional options vs. new entrepreneurial paths</span></li> <li><span style="font-size: 12pt;">The one criteria for Timeless consumers</span></li> <li><span style="font-size: 12pt;">The fear factor</span></li> <li><span style="font-size: 12pt;">Meeting yourself</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1583- Today's Market - Leverage Instead of Liquidate
<p><span style="font-size: 12pt;">From time to time now you’ve heard Joe say the phrase “leverage instead of liquidate”. He’s not trying to be repetitive; it’s just something that he is a big believer in! In today’s market leveraging instead of liquidating is the best strategy (if possible) for most. How so? Listen in as Joe plays out several scenarios where leveraging assets flat out beats liquidating them. Scenarios include:</span></p> <ul> <li><span style="font-size: 12pt;">Cross-collateralizing loans</span></li> <li><span style="font-size: 12pt;">Leveraging departing equity for downpayment</span></li> <li><span style="font-size: 12pt;">Gaining more income to qualify</span></li> <li><span style="font-size: 12pt;">Why even leverage when downsizing??</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1582- Two Italian Guys Talkin Real Estate-Strategies for a Changing Market
<p><span style="font-size: 12pt;">Buyers got buried the last several years and many potential buyers lost interest in hope to buy altogether. Currently, homes are spending more days on market and sellers are responding by being more open during negotiations and reducing their asking price. The real estate business is not over and now more than ever is the time to educate yourself about what is going on around you. We don’t know where the market will head in the future, but the economy is still good and interest rates are still historically low. Today Joe and Mike discuss strategies for buyers and sellers in a market that is changing.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1581- Eva Melgarejo-Multicultural Lending
<p><span style="font-size: 12pt;">Education and information is the heart of what we believe in at Real Estate Radio Live and that involves <em>everything</em> in and around real estate. Today Joe is joined by Director of Multicultural Affairs, <a href= "http://www.newamericanagent.com/evamelgarejo" target="_blank" rel= "noopener">Eva Melgarejo</a>, whom New American Funding relies on when it comes to educating the Latino community about the Latino Focus Initiative. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Embracing multicultural lending</span></li> <li><span style="font-size: 12pt;">Latino buying power</span></li> <li><span style="font-size: 12pt;">Preparing for the next wave of home buyers</span></li> <li><span style="font-size: 12pt;">The Latino Focus Initiative & The New American Dream Initiative</span></li> <li><span style="font-size: 12pt;">Stereotypes and stigma around minorities and home ownership</span></li> <li><span style="font-size: 12pt;">New American Funding vs. competitors</span></li> <li><span style="font-size: 12pt;">Future of multicultural lending</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1580-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">Longtime home owners know there are many ways to take advantage of your homes equity, but reverse mortgages come with restrictions and HELOC’s are not ideal in a rising rate environment. As we roll into 2019 Joe and our friends at <a href="http://barastone.com/" target="_blank" rel= "noopener">Barastone</a> want to make you aware of another option available to you. Today Joe and Mark Rogers discuss ways to help people access their home wealth without taking on debt. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Qualification process</span></li> <li><span style="font-size: 12pt;">Comparing to stock market investments</span></li> <li><span style="font-size: 12pt;">Why now is a great time to access equity</span></li> <li><span style="font-size: 12pt;">Uses for different ages and needs</span></li> <li><span style="font-size: 12pt;">What else can you use this for?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1579- Strategies for a Buyer's Market
<p><span style="font-size: 12pt;">The last several years the Bay Area experienced a strong sellers market. Currently the market is more level and everyone will need to adjust to these changes. So what should professionals and consumers be doing to put themselves in a better position for a changing market? Today Joe discusses the best strategies for a buyer’s market. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">How to buy before you sell</span></li> <li><span style="font-size: 12pt;">Leverage vs. liquidate</span></li> <li><span style="font-size: 12pt;">“Offensive” offers below the asking price</span></li> <li><span style="font-size: 12pt;">Buy down rates using seller credit</span></li> <li><span style="font-size: 12pt;">What agent and lender interviews should sound like</span></li> <li><span style="font-size: 12pt;">Focusing too hard on the rates</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1578-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">When it comes to mortgages most of us are used to the traditional mortgage with the debt and liabilities sold to us by banks. As with everything time and technology are changing everything including your mortgage program. Today Joe and <a href="http://barastone.com/" target="_blank" rel= "noopener">Mark Rogers</a> discuss the home equity sharing program that allows home owners to access their homes wealth without taking on debt. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">HELOC shock</span></li> <li><span style="font-size: 12pt;">Big benefits of shared equity programs</span></li> <li><span style="font-size: 12pt;">How shared equity works</span></li> <li><span style="font-size: 12pt;">What about previous equity in the home?</span></li> <li><span style="font-size: 12pt;">Entrepreneurship and other program uses</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1577-Jack Russo-Online Fraud
<p><span style="font-size: 12pt;">Dealing with fraud has not only become part of your everyday life, it has become part of everybody’s internet presence. The internet has made the transfer of money so easy and quick that it may feel as if safety had taken a back seat to convenience. Today Joe and <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> discuss online fraud and how small businesses owners can deal with it. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Banks baking in security</span></li> <li><span style="font-size: 12pt;">Who is to blame?</span></li> <li><span style="font-size: 12pt;">Fraud on the rise</span></li> <li><span style="font-size: 12pt;">Safeguarding your business</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1576-Jeff Cohn-Founder/Coach Elite Real Estate Systems
<p><span style="font-size: 12pt;">It would be easy to say that this podcast is geared for the consumer, but today’s guest has grown an empire in the business accomplishing what many longtime professionals are still looking for. Jeff Cohn, founder of <a href= "https://www.eliterealestatesystems.com/" target="_blank" rel= "noopener">Elite Real Estate Systems</a>, calls in to RERL to talk the market, coaching agents and more with our host, Joe Cucchiara. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Are we still in a good market?</span></li> <li><span style="font-size: 12pt;">Technology consumers want and how it will change real estate</span></li> <li><span style="font-size: 12pt;">Flipping houses</span></li> <li><span style="font-size: 12pt;">Keys to success</span></li> <li><span style="font-size: 12pt;">Jeff’s Modern Coaching For The Modern Agent program</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1575-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">The home has to be America’s favorite illiquid asset. Most Americans find most of their wealth tied up in their current residence, which poses major problem to those in need of money <span style= "text-decoration: underline;">now</span>. Convert equity into longtime income for retirement without having to sell your home. Today Joe and <a href="http://barastone.com/" target="_blank" rel= "noopener">Steve Hotovec</a> discuss how homeowners can access capital from their home without incurring debt. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Accessing cash without debt</span></li> <li><span style="font-size: 12pt;">Homeowners transferring risk to investors</span></li> <li><span style="font-size: 12pt;">Ability to repay loans</span></li> <li><span style="font-size: 12pt;">Paying off your mortgage or HELOC</span></li> <li><span style="font-size: 12pt;">Buying down debt</span></li> <li><span style="font-size: 12pt;">Estate planning</span></li> <li><span style="font-size: 12pt;">Equity vs. debt –what’s the difference?</span></li> <li><span style="font-size: 12pt;">Benefiting the entrepreneur</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1574-Giving Back Segment - Fellowship of Christian Athletes
<p><span style="font-size: 12pt;">Leaving for college is tough on every teen leaving home and “adulting” for the first time. Matthew Decker is one of many people worldwide who are uniting their faith with their passion for sports through the <a href= "https://www.fca.org/" target="_blank" rel="noopener">Fellowship of Christian Athletes</a>. Today Joe learns about coaches and athletes who empowered to pursue a life of Christ through sports. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">FCA’s impact</span></li> <li><span style="font-size: 12pt;">Objective and strategy in the Bay Area</span></li> <li><span style="font-size: 12pt;">Helping athletes flourish in and outside of sports</span></li> <li><span style="font-size: 12pt;">What FCA has taught Matthew</span></li> <li><span style="font-size: 12pt;">Helping others through coaching</span></li> <li><span style="font-size: 12pt;">FCA outside high school and college campuses</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">Want to get in contact with Matthew? Send him an email at <a href= "mailto:mdecker@fca.org">mdecker@fca.org</a> </span></p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1573-Two Italian Guys Talkin Real Estate - Creative Purchase Options
<p><span style="font-size: 12pt;">The last few years Joe and Mike saw hundreds of buyers lose out on offers due to the sheer insanity of the market. Today the market is less steamy and hopeful buyers finally have some options in a market that has downgraded from fantastic to normal. Even if a consumer is a little short on the home they really want, a chat and some planning with your lender just might get you moving into your new home. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Rising rates –how big of a concern are they?</span></li> <li><span style="font-size: 12pt;">Qualifying for more money</span></li> <li><span style="font-size: 12pt;">Buying down the interest rate</span></li> <li><span style="font-size: 12pt;">Adjustable rate mortgages</span></li> <li><span style="font-size: 12pt;">Non-occupant co-borrowers</span></li> <li><span style="font-size: 12pt;">Veteran financing programs</span></li> <li><span style="font-size: 12pt;">Building your own home</span></li> <li><span style="font-size: 12pt;">Gift funds and equity sharing</span></li> </ul> <p> </p> <p>  </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1572-What to do When the Bank Calls Your Business Loan
<p><span style="font-size: 12pt;">By now hopefully you’ve gotten some cash flow coming and it’s time to put the gas pedal down harder and lever up your business. In fact your deposits may have grown large enough that the bank will recognize you as a real company and offer you a secured line of credit! Without even realizing it you’ve made the bank a silent partner whose debt takes priority. So what does this situation look like for business owners and why can this be a good thing? </span><span style= "font-size: 16px;">Today Joe and </span><a style= "font-size: 16px;" href="https://www.computerlaw.com/" target= "_blank" rel="noopener"><span style="font-size: 12pt;">Jack Russ</span>o</a><span style= "font-size: 16px;"> explain </span><span style= "font-size: 12pt;">what to do when the bank calls your business loan. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Why would the bank demand payback within hours?</span></li> <li><span style="font-size: 12pt;">How to liquidate quickly</span></li> <li><span style="font-size: 12pt;">Emergency backup capital</span></li> <li><span style="font-size: 12pt;">Leveraging debt into a business</span></li> <li><span style="font-size: 12pt;">VC loans and plan B’s</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1571- Two Italian Guys Talking Real Estate - Creative Home Buying
<p><span style="font-size: 12pt;">The market is leveling out and hesitancy is affecting both sides of the market. The average time a home spends on the market is increasing and sellers now have to put a little effort into their sale to attract offers at rates we are used to seeing.  What is a buyer to do? Today Joe and Mike discuss creative solutions and strategies that can set buyers up for success. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Negotiations</span></li> <li><span style="font-size: 12pt;">Home buyers vs. move-up and move-down buyers</span></li> <li><span style="font-size: 12pt;">Buying without being forced to sell</span></li> <li><span style="font-size: 12pt;">Cross-collateralization and pledging assets</span></li> <li><span style="font-size: 12pt;">Afraid you won’t qualify?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1570-Embrace Changing Markets, Instead of Fearing Them!
<p><span style="font-size: 12pt;">The hottest topic in real estate for the longest time was the extreme run up in appreciation. Today, after we all got comfortable with the seller’s market, all you seem to hear about is the shift towards a buyer’s market. Much of the media has gotten consumers full of fear of the changing markets when instead it should be viewed as a new wave of opportunities. Do new real estate trends have you fearful of the changing market? Today Joe attempts to change our way of thinking so we can embrace the changing markets and make smart decisions for the future.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1569-Home Wealth Series: Access and Diversification
<p><span style="font-size: 12pt;">There are several ways to access your homes equity which is pretty handy for those of us with more equity than income. The only thing standing in your way is the fact that your home is a large illiquid asset and most of us aren’t ready to move quite yet. So how can you generate income using your largest asset? Today Joe and Steve Hotovec discuss how to really take advantage of your home’s wealth. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Accessing your home’s equity with or without debt</span></li> <li><span style="font-size: 12pt;">The Kay Shiller index</span></li> <li><span style="font-size: 12pt;">The problem with HELOC’s and reverse mortgages</span></li> <li><span style="font-size: 12pt;">Home reinvestment and other program uses</span></li> <li><span style="font-size: 12pt;">ADU's</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1568- Two Italian Guys Talkin Real Estate - What You Need to Know About For Sale
<p><span style="font-size: 12pt;">With all the information available it can be hard not to feel like an expert in real estate. Since Bay Area home values can range from a bit pricey to incredibly expensive it can be extremely tempting to save a bit and manage the transaction on your own. Joe and Mike are two guys who are involved in real estate every day and to be blunt, you are not. There are many things involved you should be aware of before you consider a for sale by owner such as:</span></p> <ul> <li><span style="font-size: 12pt;">Do consumers still want professional help</span></li> <li><span style="font-size: 12pt;">Where an agent’s value lies</span></li> <li><span style="font-size: 12pt;">What FSBO transactions look like</span></li> <li><span style="font-size: 12pt;">Communications</span></li> <li><span style="font-size: 12pt;">Negotiating terms</span></li> <li><span style="font-size: 12pt;">Is it really worth your time?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1567-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">As we edge towards retirement many consumers look to take advantage of their homes wealth. Unfortunately we can’t really take advantage of that equity unless we meet specific expectations and agree to take on bad debt. If only we had ways to access that money with zero restrictions. Today Joe discovers more about this new product from <a href= "http://barastone.com/" target="_blank" rel="noopener">Mark Rogers</a>. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Increases your opportunities to invest in futures</span></li> <li><span style="font-size: 12pt;">Customizing solutions to meet homeowner needs</span></li> <li><span style="font-size: 12pt;">Solving a debt problem</span></li> <li><span style="font-size: 12pt;">Program walkthrough</span></li> <li><span style="font-size: 12pt;">How consumers are taking advantage of this product</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">Want to get in contact with Mark Rogers? Click <a href="https://bundleselect.com/contact/" target="_blank" rel="noopener">HERE</a> to send us a message and we will pass it along!</span></p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1566-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">Many people in the United States could be described as house rich and cash poor. Now that interest rates are going up there are only a limited amount of things you can do with your home, but new products are on the way. Today Joe welcomes back Steve Hotovec and Mark Rogers of Barastone who are always looking for ways to create liquidity that helps people manage their home wealth. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Trapped equity in the US</span></li> <li><span style="font-size: 12pt;">Accessing income from your home</span></li> <li><span style="font-size: 12pt;">Ways consumers are using money</span></li> <li><span style="font-size: 12pt;">Qualification process and equity rules of thumb</span></li> <li><span style="font-size: 12pt;">How different programs can help consumers meet their financial goals</span></li> <li><span style="font-size: 12pt;">And much, much more...</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">Want to get in contact with Mark and Steve? Click <a href="https://bundleselect.com/contact/" target="_blank" rel="noopener">HERE</a> and send us a message and we will pass it along!</span></p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1565-Two Italian Guys Talkin Real Estate
<p><span style="font-size: 12pt;">After what feels like forever, <a href="http://mikesellssiliconvalley.com/" target="_blank" rel= "noopener">Mike D’Ambrosio</a> is back together with Joe! ... For podcast purposes at least :) To kick off their new Wednesday reunion Joe and Mike team up and do what they do best, be Italian and talk real estate! Hold on to your spaghetti as Joe and Mike discuss:</span></p> <ul> <li><span style="font-size: 12pt;">Why it’s a great time for buyers</span></li> <li><span style="font-size: 12pt;">Mike’s inventory update</span></li> <li><span style="font-size: 12pt;">Value hesitant buyers</span></li> <li><span style="font-size: 12pt;">Rate hesitant buyers</span></li> <li><span style="font-size: 12pt;">Contingent buyers and the cross collateral program</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1564-Rates are up, and it's still a great time to buy!
<p><span style="font-size: 12pt;">Joe is tired of listening to media dramatizing the news just to get your attention. Rates are on the way up, but 5% on a 30 year loan is still historically good money. The truth is interest rates are not the only factor when it comes to whether or not you should consider buying a home, it’s a whole lot more complicated than that. The right time to buy a home always depends on the situation of the individual and that is something the media doesn’t want you to know. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Don’t get hung up on yesterdays rates</span></li> <li><span style="font-size: 12pt;">Market fluctuations, when they matter and when they don’t</span></li> <li><span style="font-size: 12pt;">Advantages to buying at a higher rate</span></li> <li><span style="font-size: 12pt;">Cross collateralizing program</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1563-How Investors Look at Startups
<p><span style="font-size: 12pt;">Belief in your product is a must for any startup, and a good sign for entrepreneurs is discovering other people believe in your product. The early years are often the most difficult for new businesses and angel investors can be a big help when money gets tight. So how do you convince someone like Leigh Soutter of <a href="http://florencevp.com/" target="_blank" rel="noopener">Florence Venture Partners</a> to even look your way? Today Joe, <a href="https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> and Leigh Soutter discuss how investors look at startups. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Figuring out a customer base</span></li> <li><span style="font-size: 12pt;">Home run products and teams</span></li> <li><span style="font-size: 12pt;">What investors look for in a startup</span></li> <li><span style="font-size: 12pt;">Keeping an open mind during investor meetings</span></li> <li><span style="font-size: 12pt;">Leigh’s startup challenge</span></li> <li><span style="font-size: 12pt;">What can make or break a deal with an investor</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1562-Buyer & Sellers - Now is When You Really Need an Expert!
<p><span style="font-size: 12pt;">Fact: The market is still a good sellers market. Fact: It is also an exceptional buyers market. While Bay Area and US home prices are still extraordinarily high, a plateauing market and increasing rates have given buyers a greater voice during negotiations. Now that easy money is off the table, Joe explains why buyers and sellers today need to work with experts more than ever. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Market corrections and tech disruption</span></li> <li><span style="font-size: 12pt;">Interview! You’re not obligated to hire a past realtor or lender</span></li> <li><span style="font-size: 12pt;">Questions you should be asking</span></li> <li><span style="font-size: 12pt;">Should buyers wait for the market to correct?</span></li> <li><span style="font-size: 12pt;">Creative financing options</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1561- Linked-In Cyber Fraud, What Everyone Should Know
<p><span style="font-size: 12pt;">Data breaches are happening more and more frequently and any person or business using social media is at risk. Not only can hackers hold social media platforms for ransom, but they can straight up copy your profile and use your likeness for fraudulent schemes. Today Joe, <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> and <a href= "https://www.computerlaw.com/Our-Attorneys/Lucy-Goodnough.shtml" target="_blank" rel="noopener">Lucy Goodnough</a> step into the studio to talk about what you can do should you fall victim to cyber fraud. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">The serious case of social media impersonation</span></li> <li><span style="font-size: 12pt;">Who to contact if your identity is taken</span></li> <li><span style="font-size: 12pt;">Parodies and first amendment rights</span></li> <li><span style="font-size: 12pt;">Fake profile scenario walkthroughs</span></li> <li><span style="font-size: 12pt;">Tracing the violation</span></li> <li><span style="font-size: 12pt;">Correcting resume violations</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1560-Creative and Alternative Financing Options
<p><span style="font-size: 12pt;">October is set up to be an interest month for real estate for a market that is shifting from a sellers market to a buyers market. Even as schools start and people settle in for the holidays, Joe is still fielding calls about bridge loans, cross-collateralization and other creative ways to finance a mortgage. Could one of these alternative financing programs better fit your needs? Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Bridge loans vs. </span><span style= "font-size: 12pt;">cross-collateralization</span></li> <li><span style="font-size: 12pt;">Leveraging assets</span></li> <li><span style="font-size: 12pt;">But what if the market faces a major pullback?</span></li> <li><span style="font-size: 12pt;">Non-QM loans for self employed individuals</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1559-NephCure Kidney International
<p><span style="font-size: 12pt;">When it comes time to face a major battle good friends and a strong community can make all the difference and for Kara Jones her friend and neighbor Terri has been just that. Today these two friends join Joe for a final time to tell us about the difficulties Kara’s son faces living with Nephrotic Syndrome. There is no known cure for Nephrotic Syndrome, but you can help by attending the Silicon Valley Pig Jig barbecue and raise money for NephCure Kidney International.</span></p> <p><span style="font-size: 12pt;">Want to support Christian and others living with kidney diseases? Click <a href= "https://siliconvalleypigjig.com/" target="_blank" rel= "noopener">HERE</a> for more information about the Silicon Valley Pig Jig and become part of the cure. You can also visit <a href="https://nephcure.org/" target="_blank" rel= "noopener">NephCure Kidney International</a> to learn more about kidney diseases or donate to the cause.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1558- The Real Estate World Is Changing, But We Still Need Quality People!
<p><span style="font-size: 12pt;">Big changes are coming for the real estate world, but good people are still in high demand. Between companies competing for business in a slowed market and the increasing demand for technology we have to ask ourselves “Do any of us know what consumers really want?” It’s probably not offering services that cost consumers more in the long run. Today Joe issues a wakeup call to an industry that still needs good people who understand consumer wants and needs. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Models that take realtors, lenders and title out of your transaction</span></li> <li><span style="font-size: 12pt;">Do consumers still want professionals handling the transaction?</span></li> <li><span style="font-size: 12pt;">What is changing right now</span></li> <li><span style="font-size: 12pt;">An app that eliminates professionals?</span></li> <li><span style="font-size: 12pt;">Weathering a slow market</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1557- NephCure Kidney International
<p><span style="font-size: 12pt;">It’s hard not to think of where we live as a place loaded with wealth and good fortune, but there are thousands of causes reaching out for help in the Bay Area alone. As part of our show Joe tries to help raise awareness by spotlighting specific organizations that are in need of your help. Today Joe welcomes back Kara Jones to share more about the difficulties her son faces with Nephrotic Syndrome and what you can do to help.</span></p> <p><span style="font-size: 12pt;">Want to support Christian and others living with kidney diseases? Click <a href= "https://siliconvalleypigjig.com/" target="_blank" rel= "noopener">HERE</a> for more information about the Silicon Valley Pig Jig and become part of the cure. You can also visit <a href="https://nephcure.org/" target="_blank" rel= "noopener">NephCure Kidney International</a> to learn more about kidney diseases or donate to the cause.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1556- Buyers Alert! & More Industry Changes Coming!
<p><span style="font-size: 12pt;">We have not been in a buyer’s market like this in years. No this is not the same show you heard earlier, but Joe is encouraging frustrated buyers to get out in the market and take advantage of the shift. The mistake buyers could be making is waiting and hoping for the market to calm down even further.  While that could be the case for future buyers, we could just as easily swing back into a roaring sellers market.</span></p> <p><span style="font-size: 12pt;">Big changes have been coming to the real estate industry and things are really starting to unfold. Rate hikes may lead to future consolidations and technology is upping the demand for better service and commissions. Have you taken the time to look hard at your model and adjust it to meet consumer expectations?</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1555- Jack Russo - Non Disclosure Agreement and Major Transactions
<p><span style="font-size: 12pt;">Nobody lives forever and you could say the same goes for businesses. A business typically gets sold, merges or goes public. When this happens it is called a major transaction and non disclosure agreements are signed since you are opening the door to a lot of detail with the new partner or acquirer. Today Joe and Jack Russo look at this</span></p> <ul> <li><span style="font-size: 12pt;">Dueling non disclosure agreements</span></li> <li><span style="font-size: 12pt;">Non compete clauses</span></li> <li><span style="font-size: 12pt;">Taking it all back to the beginning</span></li> <li><span style="font-size: 12pt;">Drafting a non disclosure agreement</span></li> <li><span style="font-size: 12pt;">Creating a clean room</span></li> <li><span style="font-size: 12pt;">And much, much more....</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1554-Carol Woodard - What is Interior Design?
<p><span style="font-size: 12pt;">Many people think they know what interior design is, but do we really? Interior design actually goes beyond color schemes and furniture planning, it’s about creating healthy environments for people to live and work in. Today Joe talks with interior designers <a href= "https://woodardandassociates.com/" target="_blank" rel= "noopener">Carol Woodard</a> and <a href= "https://www.violadesigninc.com/" target="_blank" rel= "noopener">April Viola</a> about how interior designers help your space fit you. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">What makes a professional interior designer?</span></li> <li><span style="font-size: 12pt;">Architects and building engineers</span></li> <li><span style="font-size: 12pt;">The interior designer/consumer trust</span></li> <li><span style="font-size: 12pt;">Figuring out what clients really want</span></li> <li><span style="font-size: 12pt;">Exterior structure vs. interior design</span></li> <li><span style="font-size: 12pt;">Interviewing an interior designer</span></li> <li><span style="font-size: 12pt;">Budgeting</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1553-Bill Benson-Reverse Mortgages
<p><span style="font-size: 12pt;">There is a lot of equity in a lot of homes around the Bay Area. For most people their home is their largest asset and a resource they can tap when income is needed. Reverse mortgages are not great for everyone, but it can be for the right person. Today Joe welcomes back Bill Benson, our reverse mortgage expert, to explain if this product could be right for you. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">What is a reverse mortgage and how is it different from a regular mortgage</span></li> <li><span style="font-size: 12pt;">What can you do with a reverse mortgage?</span></li> <li><span style="font-size: 12pt;">Reverse mortgage requirements</span></li> <li><span style="font-size: 12pt;">Loan to value amounts</span></li> <li><span style="font-size: 12pt;">Why reverse mortgages have a bad rap</span></li> <li><span style="font-size: 12pt;">How long is a reverse mortgage good for?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1552-NephCure Kidney International
<p><span style="font-size: 12pt;">Nothing pulls on your heart strings quite like seeing a sick child. Dedicated parents everywhere care for their children battling diseases for which there is no cure. While we may not be able to help these parents care for their children, we can help them look for a better life for their kids. Today Joe chats with dedicated moms, Kara and Jennifer, who share how Nephrotic Syndrome and Focal Segmental Glomerulo Sclerosis (FSGS) have affected their lives, their childrens lives, and the lives of their entire family.</span></p> <p><span style="font-size: 12pt;">Want to support Christian, Elena and others living with kidney diseases? Click <a href= "https://siliconvalleypigjig.com/" target="_blank" rel= "noopener">HERE</a> for more information about the Silicon Valley Pig Jig and become part of the cure. You can also visit <a href="https://nephcure.org" target="_blank" rel= "noopener">NephCure Kidney International</a> to learn more about kidney diseases or donate to the cause</span>.</p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1551-Purchase Market - Buyer Strategies
<p><span style="font-size: 12pt;">Whether you’re a realtor, lender or consumer looking to buy or sell a home, you know this is a purchase market. Rates have slowly inched up the last few years officially taking us out of a true refinance market and it’s affecting the way business is changing. Today Joe discusses the purchase market and buyer strategies. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Why buyer strategies are becoming more important than ever</span></li> <li><span style="font-size: 12pt;">Working with a lender and realtor you trust</span></li> <li><span style="font-size: 12pt;">Asking the right questions</span></li> <li><span style="font-size: 12pt;">Taking control of the transaction</span></li> <li><span style="font-size: 12pt;">Transaction milestones</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1550- Jack Russo - Discussing GDPR (General Data Protection Regulation)
<p><span style="font-size: 12pt;">Today’s topic is a perfect way to sum up everything Joe and <a href="https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> have discussed in the previous Starting Something in Silicon Valley podcasts. As your business grows it’s likely your brand will extend outside the United States and into the European Union. Not only will you have to deal with a huge stack of papers to do so, you will have to be sure you are in compliance with the Due Diligence provision. Since Jack is not a lawyer in Europe he has brought along <a href= "http://www.avocat-biron.com/en/" target="_blank" rel= "noopener">Clotilde Biron</a>, his ComputerLaw French ally. With Clotilde’s help Joe and Jack will educate us on European Laws that are relevant to intellectual property, IT and GDPR. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">What has happened since GDPR took effect?</span></li> <li><span style="font-size: 12pt;">How serious are US companies taking GDPR?</span></li> <li><span style="font-size: 12pt;">Is your business impacted by GDPR provisions?</span></li> <li><span style="font-size: 12pt;">DPO’s</span></li> <li><span style="font-size: 12pt;">The French privacy culture</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1549-Manie Kohn- Real Estate Marketing Expert
<p><span style="font-size: 12pt;">If you’re a home seller or thinking about selling your home you’ll want to listen closely to this podcast. A normalizing market means sellers will have to do something other than putting out a for sale sign to get offers. So how does one stay competitive in this market? Today Joe is joined by <a href="https://www.facebook.com/winthatlisting" target= "_blank" rel="noopener">Manie Kohn</a>, a marketing expert and real estate technologist who is changing the way sellers and realtors get home sold.Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Outperforming traditional real estate in any market</span></li> <li><span style="font-size: 12pt;">Manie’s service</span></li> <li><span style="font-size: 12pt;">Social media marketing</span></li> <li><span style="font-size: 12pt;">Integrating technology into the transaction process</span></li> <li><span style="font-size: 12pt;">Buyer-lender wins</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1548- Buyer's, Seller's, and Technology
<p><span style="font-size: 12pt;">What’s going in the marketplace? Ask anyone what they think and you’ll hear everything from “the market will swing to a buyer’s market” to “we are heading for another strong sellers market”. You’ll also hear about how technology can never have a true place in the market or how technology is bound to take over the whole transaction. Today Joe examines market possibilities and reviews the role technology plays in the real estate and lending space. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Buyers, take advantage of this window of opportunity!</span></li> <li><span style="font-size: 12pt;">A normal market is still a good sellers market</span></li> <li><span style="font-size: 12pt;">What consumers expect from real estate, lending and title companies</span></li> <li><span style="font-size: 12pt;">Consumer trends</span></li> <li><span style="font-size: 12pt;">Staying competitive in a changing market</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1547- Jack Russo – When the crisis is class action litigation
<p><span style="font-size: 12pt;">Scammers hacking into your personal information have been taking over the news and security issues are becoming a major issue for businesses big and small. After a hack not only does a company have to focus on improving their security, a class action lawsuit is likely just around the corner for negligence to provide sufficient security. Today Joe and <a href="https://www.computerlaw.com/" target="_blank" rel= "noopener">Jack Russo</a> discuss class action litigation. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Process for class action lawsuits</span></li> <li><span style="font-size: 12pt;">Preparing for class action litigation</span></li> <li><span style="font-size: 12pt;">Class action funding</span></li> <li><span style="font-size: 12pt;">Preventing class action cases with terms and conditions</span></li> <li><span style="font-size: 12pt;">Online lawsuit information</span></li> <li><span style="font-size: 12pt;">Case priority</span></li> <li><span style="font-size: 12pt;">How class action lawsuits affect consumers</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1546-NephCure Kidney International
<p><span style="font-size: 12pt;">The real estate industry revolves all around communities and for Joe it’s important to remember to give back to that very community you do business with. There are hundreds and hundreds of great causes around the Bay Area that are deserving of our time and money, but today Joe is spotlighting one in particular. Kara Jones steps into the studio to tell us about NephCure Kidney International, an organization that has made a major impact on the life of her and her son.</span></p> <p><span style="font-size: 12pt;">Want to support Christian and others that live with Nephrotic Syndrome? Click <a href= "https://siliconvalleypigjig.com/" target="_blank" rel= "noopener">HERE</a> for more information about the Silicon Valley Pig Jig and become part of the cure.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1545- Jack Russo - Litigation Funding
<p><span style="font-size: 12pt;">Throughout the last few weeks <a href="https://www.computerlaw.com/" target="_blank" rel= "noopener">Jack Russo</a> has been teaching us about the alarming challenges of litigation. Litigation funding is a whole new topic that changes the way entrepreneurs think about surviving litigation. In fact if it weren’t for litigation funding many cases just wouldn’t be able to happen. Today Joe and Jack tackle modern litigation funding issues that apply to both plaintiff and defense cases. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">How third party funding works</span></li> <li><span style="font-size: 12pt;">Litigation funding around the world</span></li> <li><span style="font-size: 12pt;">Is litigation funding considered legal or ethical?</span></li> <li><span style="font-size: 12pt;">Self funding liability</span></li> <li><span style="font-size: 12pt;">Case expenses</span></li> <li><span style="font-size: 12pt;">Litigation funding targeting</span></li> <li><span style="font-size: 12pt;">Is the judge aware of litigation funders?</span></li> </ul>
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RERL-1544-Buyers market-time to exercise your options
<p><span style="font-size: 12pt;">It’s more of a buyer’s market for the first time in years and it’s time to exercise your options. While we still have historically low inventory that makes for a good sellers market, the big difference is that the market has cooled off enough so buyer’s won’t have to work around skyrocketing prices every day. Today Joe talks directly to buyers and sellers who now have to adjust to the changing market. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Why is the market taking a breather?</span></li> <li><span style="font-size: 12pt;">Contingencies and under bidding</span></li> <li><span style="font-size: 12pt;">What if the market is correcting?</span></li> <li><span style="font-size: 12pt;">Seller credit</span></li> <li><span style="font-size: 12pt;">Adjusting seller expectations</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1543-Jack Russo - Patent Litigation
<p><span style="font-size: 12pt;">In the last few Starting Something in Silicon Valley podcasts, <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> has explained what happens when trademark and copyright infringement becomes an issue. So what happens when you get charged with patent infringement? Today Joe and Jack discuss the frightening topic of patent infringements. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">The glut of patents</span></li> <li><span style="font-size: 12pt;">Inexpensive overseas patents</span></li> <li><span style="font-size: 12pt;">Big companies vs. small businesses -Who is using overseas patents?</span></li> <li><span style="font-size: 12pt;">IBM vs. Groupon</span></li> <li><span style="font-size: 12pt;">A Financing industry for patent litigation?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1542-Jack Russo - The Crisis of Federal Court Litigation Over Copyrighted Matters
<p><span style="font-size: 12pt;">Litigation is one of those things you hope you never get into, but you have to educate yourself and understand how to prepare yourself just in case. An LLC does limit liability, but not as well as most people want to believe they do. Copyright infringements are one of the few exceptions that can cause nightmares for any business owner and <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> is here to tell Joe all about what you can do to prepare for one. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">What is copyright infringement and how does it differ from trademark infringement?</span></li> <li><span style="font-size: 12pt;">What to do when the federal lawsuit comes in OR what to do when you think someone has infringed on your copyright?</span></li> <li><span style="font-size: 12pt;">The Apple story</span></li> <li><span style="font-size: 12pt;">Permission, public domain and fair use laws</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1541-Tim Proschold - VP, Group Strategy & Success
<p><span style="font-size: 12pt;">It’s time again to look at what technology can do to help both agents and consumers experience a better transaction. Today Joe continues the Future of the Real Estate Industry series with Group Strategy & Success Vice President, <a href= "https://www.serenogroup.com/Profiles/Tim-Proschold" target= "_blank" rel="noopener">Tim Proschold</a>. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Market overview and industry challenges</span></li> <li><span style="font-size: 12pt;">Comparing and adjusting to new tech companies</span></li> <li><span style="font-size: 12pt;">Agent technology</span></li> <li><span style="font-size: 12pt;">Gaining market share vs. keeping quality controlled</span></li> <li><span style="font-size: 12pt;">Why Sereno Group?</span></li> <li><span style="font-size: 12pt;">Community causes</span></li> <li><span style="font-size: 12pt;">Is Sereno Group looking to merge or acquire?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1540-Bill Benson - Discussing Reverse Mortgage
<p><span style="font-size: 12pt;">One of the most important real estate decisions you'll make is what you do with the equity in your home. For the right person a reverse mortgage can be a great decision, especially in the Bay Area where the phrase “house rich, cash poor” gets used more times than some of us would like to hear. Reverse mortgage expert Bill Benson is back in the studio with Joe to remind us how in some situations this once unpopular product could actually be the best fit for you. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Reverse mortgage requirements and restrictions</span></li> <li><span style="font-size: 12pt;">How reverse mortgages work and how they help seniors</span></li> <li><span style="font-size: 12pt;">3 ways to draw reverse mortgage money & what you can use the money on</span></li> <li><span style="font-size: 12pt;">Paying off the reverse mortgage</span></li> <li><span style="font-size: 12pt;">A reverse mortgage for purchase?</span></li> <li><span style="font-size: 12pt;">How long from counseling to close?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1539-Buyers get out there! & Zillow's now in the mortgage business...so what!
<p><span style="font-size: 12pt;">“Opportunity is out there if you’re a buyer.” That’s one sentence Bay Area buyers haven’t heard in years since sellers got everything they wanted and more. Buyers can get more creative crafting an offer that favors their wallet and timeline while sellers need to start getting more realistic. So get out there before the market changes again!</span></p> <p><span style="font-size: 12pt;">In the second half it’s time to get on the Zillow train because Zillow is now in the mortgage business.... well so what?! Lenders should quit worrying about Zillow killing the mortgage business and stop blaming other companies buying their way into the industry. Lenders need to provide consumers with the value they want and consumers need to get educated about the hidden costs and fees with innovative companies.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1538-Brian Crane - Vice President and co-founder of Intero Real Estate
<p><span style="font-size: 12pt;">The future of the real estate industry is charging forward and another prominent brokerage has come to RERL. Intero Real Estate Vice President and co-founder, <a href="http://www.interorealestate.com/agents/24865-Brian-Crane" target="_blank" rel="noopener">Brian Crane</a> joins Joe in studio to share his perspective on which direction the industry is heading. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Market concerns and industry challenges</span></li> <li><span style="font-size: 12pt;">Company reactions vs. overreactions</span></li> <li><span style="font-size: 12pt;">What adjustments is Intero making?</span></li> <li><span style="font-size: 12pt;">Keeping agents focused in a crazy market</span></li> <li><span style="font-size: 12pt;">Embracing technology</span></li> <li><span style="font-size: 12pt;">Which new models will succeed?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1537-Buyers - Don't waste this time and opportunity!
<p><span style="font-size: 12pt;">Today’s topic is one that Joe has been waiting to talk about for a while now. If you’re a buyer out there listening to this, <span style= "text-decoration: underline;">now</span> is the time to get out there and put an offer on a house. The market is flattening out right now and buyers finally have a real chance when it comes to purchasing a home. No one knows what tomorrow holds for buyers or sellers, so don’t waste time and get back out there! Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">The psychological shift of buyer/seller mentality</span></li> <li><span style="font-size: 12pt;">Waiting for a downturn in the market</span></li> <li><span style="font-size: 12pt;">What about investment properties?</span></li> <li><span style="font-size: 12pt;">Strategies for making an offer</span></li> <li><span style="font-size: 12pt;">The slowing market</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1536-Rainy Hake, EVP and COO of Alain Pinel Realtors
<p><span style="font-size: 12pt;">Where is the industry going? How is technology changing? What does it mean to the agent and the consumers? We have a lot of questions when it comes to disruption in real estate and the best thing is to have an expert on to tell us what is what. Alain Pinel EVP and COO <a href= "https://www.apr.com/rainy-hake/" target="_blank" rel= "noopener">Rainy Hake</a> returns to RERL to discuss new things in the world of real estate. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">What’s exciting and what’s concerning about the Bay Area market</span></li> <li><span style="font-size: 12pt;">Today’s biggest industry challenges</span></li> <li><span style="font-size: 12pt;">Fighting brokerage consolidation</span></li> <li><span style="font-size: 12pt;">Consumer and agent technology- what’s good and what’s smoke and mirrors</span></li> <li><span style="font-size: 12pt;">Could Opendoor type models work in the Bay Area?</span></li> <li><span style="font-size: 12pt;">Consolidating and expanding into other markets</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERl-1535-When a crisis is the threat of litigation
<p><span style="font-size: 12pt;">No matter how much effort you put into crisis prevention anything could happen that puts serious strain on a new company. Even if you’ve already gotten the domain name with the intent-to-use trademark, another company could come out of nowhere and start causing issues. What can you do? Today Joe and <a href="https://www.computerlaw.com/" target="_blank" rel= "noopener">Jack Russo</a> discuss how to strategize with an attorney when legal action becomes a threat. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">When another company violates your rights</span></li> <li><span style="font-size: 12pt;">When a company accuses you of violating their rights</span></li> <li><span style="font-size: 12pt;">Intent-to-use (ITU) trademark laws</span></li> <li><span style="font-size: 12pt;">Demand letters and lawsuits</span></li> <li><span style="font-size: 12pt;">Plan B - mediation, negotiation and arbitration</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1534- Steven G - World Class Interior Design
<p><span style="font-size: 12pt;">The design world is a world that relies on many people for a single job to get done. Today’s Joe chats with <a href="http://www.interiorsbysteveng.com" target= "_blank" rel="noopener">interior designer Steven G.</a>, who has put development, design, transportation, and installation together into one business. This means the client never has to waste time coordinating with other companies or even leave the warehouse when planning their project. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Developing everything from custom homes to  commercial buildings</span></li> <li><span style="font-size: 12pt;">What’s in the showroom?</span></li> <li><span style="font-size: 12pt;">The typical clientele</span></li> <li><span style="font-size: 12pt;">Projects Steven has worked on</span></li> <li><span style="font-size: 12pt;">Clients and the design process</span></li> <li><span style="font-size: 12pt;">How technology is changing the design world</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1533- Brandon Picone and Anthony Hoye with Merrill Lynch
<p><span style="font-size: 12pt;">Most long time listeners know that on RERL we spend a fair amount of time covering residential financing programs. This time around we are going to learn about a more unique and different program designed for investor strategies. Today Joe finds out more about custom lending from Merrill Lynch wealth advisors, <a href= "https://fa.ml.com/california/san-jose/brandonpicone/" target= "_blank" rel="noopener">Brandon Picone</a> and Anthony Hoye.  Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Typical client and situations that require custom lending</span></li> <li><span style="font-size: 12pt;">The growing demand for custom lending</span></li> <li><span style="font-size: 12pt;">The initial consultation and loan terms</span></li> <li><span style="font-size: 12pt;">Merrill Lynch vs. competitors</span></li> <li><span style="font-size: 12pt;">Wealth planning trends and real estate</span></li> <li><span style="font-size: 12pt;">The importance of saving for retirement</span></li> <li><span style="font-size: 12pt;">And much, much more...</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1532- Jack Russo - Crisis Management
<p><span style="font-size: 12pt;">Growing a startup and getting out of the garage is tough for every entrepreneur and problems can come up at any moment. One of the things Jack Russo and his team at <a href="https://www.computerlaw.com" target="_blank" rel= "noopener">ComputerLaw Group</a> do is help new businesses anticipate and address problems so they are prepared when trouble does happen. Today Joe and Jack take a look at several issues that can seriously harm companies and how to deal with them. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Containing risk with LLC</span></li> <li><span style="font-size: 12pt;">Money theft by employee</span></li> <li><span style="font-size: 12pt;">Theft of information</span></li> <li><span style="font-size: 12pt;">Sexual harassment in the workplace</span></li> <li><span style="font-size: 12pt;">Loss of a key person leaving for a competitor</span></li> <li><span style="font-size: 12pt;">Sickness or death of Founder or CEO</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1531- Dana Dunford - CEO at Hemlane
<p><span style="font-size: 12pt;">Whether you manage 1 or 100 properties managing them has remained the same. Today technology is changing every aspect from maintenance to legal contracts to make things faster, easier and smarter for investors. <a href= "https://www.hemlane.com" target="_blank" rel= "noopener">Hemlane</a> CEO, Dana Dunford, returns to RERL as she talks with Joe about managing rental property on your terms. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Agent liability issues</span></li> <li><span style="font-size: 12pt;">Cyclical and linear market cycles</span></li> <li><span style="font-size: 12pt;">Everything about investing outside California</span></li> <li><span style="font-size: 12pt;">How will cryptocurrency and blockchain work its way into transactions</span></li> <li><span style="font-size: 12pt;">Next big step for property management</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1530-Jennifer and Andrew Oldham with Compass
<p><span style="font-size: 12pt;">Disruption in the real estate industry is not slowing down and today Joe is bringing in two agents from <a href="https://www.compass.com/sf/" target="_blank" rel="noopener">Compass</a> who are helping pave the way. <a href= "https://www.californialiving.me" target="_blank" rel= "noopener">Andrew and Jennifer Oldham</a> are in the studio to talk disruption, technology and why they made the move to Compass. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">State of the market</span></li> <li><span style="font-size: 12pt;">What makes Compass attractive to agents</span></li> <li><span style="font-size: 12pt;">How consumers benefit from Compass</span></li> <li><span style="font-size: 12pt;">Real estate tech challenges</span></li> <li><span style="font-size: 12pt;">How can entrepreneurs compete today?</span></li> <li><span style="font-size: 12pt;">Mobile agents vs. brick and mortar offices</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1529-Home Buyers - financing options in a changing market
<p><span style="font-size: 12pt;">The market is changing and buyers are watching the mania settle down. Interest rates are on the rise and by next year we could be seeing rates near 5%. One of the dilemmas paralyzed buyers now face is feeling locked in by their low interest rate and not wanting to sell their current residence. Today Joe addresses buyers who are hung up on their loans. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">7/1 and 10/1 arm programs</span></li> <li><span style="font-size: 12pt;">What happens if interest rates go out of control?</span></li> <li><span style="font-size: 12pt;">Financing options for buyers in a rate changing market</span></li> <li><span style="font-size: 12pt;">Better options to getting your offer accepted</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1528-Find out why buyers are now finally starting to call the shots!
<p><span style="font-size: 12pt;">The market has changed dramatically recently and buyers, sellers and agents need to be ready to make adjustments. We knew it was coming but nobody really knew when the market would stop heading north.  Today Joe discusses the changing market as buyers finally get the upper hand and begin calling the shots. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Agents reporting a lack of offers on listed homes</span></li> <li><span style="font-size: 12pt;">The abusive treatment of buyers in the past</span></li> <li><span style="font-size: 12pt;">Real estate agent awareness month</span></li> <li><span style="font-size: 12pt;">What buyers should stay focused on</span></li> <li><span style="font-size: 12pt;">What options do sellers have now that homes are sitting?</span></li> <li><span style="font-size: 12pt;">How agents can unmotivated buyers back in the market</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1527-Cost Segregation Expert, Yonah Weiss
<p><span style="font-size: 12pt;">It has been just a few weeks since we first learned about cost segregation and sometimes new information has to be repeated to be understood. This week Joe calls back <a href="http://madisonspecs.com" target="_blank" rel= "noopener">Madison SPECS</a> Business Director, Yonah Weiss, for another crash course about cost segregation, the tool that helps property owners save on taxes. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Depreciation vs. accelerated depreciation</span></li> <li><span style="font-size: 12pt;">Who benefits and who doesn’t?</span></li> <li><span style="font-size: 12pt;">Costs of study fees</span></li> <li><span style="font-size: 12pt;">Why CPA’s might not know about cost segregation</span></li> <li><span style="font-size: 12pt;">Could cost segregation be considered a red flag?</span></li> <li><span style="font-size: 12pt;">Best time to review properties</span></li> </ul> <p><span style= "font-size: 12pt;">                                  </span></p> <p><span style="font-size: 12pt;">For more information on cost segregation be sure to contact Yonah at <a href= "mailto:yweiss@madisonspecs.com">yweiss@madisonspecs.com</a> or call (732) 333-1477.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1526-Attorney Jack Russo Discusses Risk Management
<p><span style="font-size: 12pt;">Everything you do in forming and growing a business is all about creating sustainable value. Today Joe and <a href="https://www.computerlaw.com/" target="_blank" rel= "noopener">Jack Russo</a> tackle the tricky task every company big or small faces: managing risk! Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Life and half life of businesses</span></li> <li><span style="font-size: 12pt;">Anticipating risks and needs</span></li> <li><span style="font-size: 16px;">What to do if you have to face your worse risk</span></li> <li><span style="font-size: 12pt;">Risk management and ethics</span></li> <li><span style="font-size: 12pt;">Jack’s risk management book for startups</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1525-Sarah Richardson - How Blockchain might change the Real Estate business
<p><span style="font-size: 12pt;">Whether we like it or not disruption is coming hard at the real estate industry. While it isn’t a real estate specific product, blockchain could be one of the biggest pieces of technology that affects how we go about transactions. Today Joe calls up Sarah Richardson, broker and owner of <a href="https://www.trurealty.com/" target="_blank" rel= "noopener">Tru Realty</a>, to find out just how big an impact blockchain could have on our real estate. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">How blockchain can be used for real estate</span></li> <li><span style="font-size: 12pt;"><a href="https://propy.com/" target="_blank" rel="noopener">Propy</a></span></li> <li><span style="font-size: 12pt;">Does using blockchain mean I have to use cryptocurrency?</span></li> <li><span style="font-size: 12pt;">What could real estate transactions using blockchain look like?</span></li> <li><span style="font-size: 12pt;">How will the industry play out over the next few years?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1524-Cost Segregation - Property owners tax savings
<p><span style="font-size: 12pt;">Everyone knows that for every real estate asset the IRS gives a deduction called depreciation. Depreciation is one of the most beneficial and overlooked aspects of real estate investing. Today Joe gets on the phone with <a href= "http://www.madisonspecs.com/" target="_blank" rel="noopener">Yonah Weiss</a> who explains how cost segregation can help investors take advantage of depreciation without the years of waiting. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">What is cost segregation?</span></li> <li><span style="font-size: 12pt;">Why don’t more investors know about cost segregation?</span></li> <li><span style="font-size: 12pt;">How does this strategy work and who is it right for?</span></li> <li><span style="font-size: 12pt;">Numbers and benefits breakdown</span></li> <li><span style="font-size: 12pt;">Different columns of depreciation</span></li> <li><span style="font-size: 12pt;">Retroactive deductions</span></li> </ul> <p><span style="font-size: 12pt;">For more information on cost segregation be sure to contact Yonah at <a href= "mailto:yweiss@madisonspecs.com">yweiss@madisonspecs.com</a></span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1523-Legal Real Estate update, with attorney Dean Rossi
<p><span style="font-size: 12pt;">The people living in the Bay Area make this place a pretty special and unique place and we know our real estate market is no different. Every now and then it helps to bring in someone with the legal expertise to help us understand what we are really getting into when we make a transaction. Today Joe chats with attorney, Dean Rossi, about non-contingent offers and more. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Non-contingent offers –What are you really getting into and is your deposit in jeopardy?</span></li> <li><span style="font-size: 12pt;">Unreasonable provisions & establishing expectations</span></li> <li><span style="font-size: 12pt;">Troublesome disclosures</span></li> <li><span style="font-size: 12pt;">Technology pros and cons</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1522-Jason Hartman - Real Estate Investment Expert
<p><span style="font-size: 12pt;">Today’s guest might be known for being an expert in real estate investments, but he can also boast his expertise when it comes to the market and tax issues. Joe call up real estate investment expert, <a href= "https://www.jasonhartman.com" target="_blank" rel="noopener">Jason Hartman</a>, for a complete breakdown of real estate investing and the new tax issues that go with it. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">3 types of real estate investments around the world</span></li> <li><span style="font-size: 12pt;">The increase of renters</span></li> <li><span style="font-size: 12pt;">Trump’s tax plan and real estate</span></li> <li><span style="font-size: 12pt;">Income opportunities around the US</span></li> <li><span style="font-size: 12pt;">Rising interest rates</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1521-We know the benefits of buying or selling your home. What are your options if you stay in your home?
<p><span style="font-size: 12pt;">Most of the time on RERL we talk about the many benefits that come with buying and selling a home. However, there is one topic of home ownership that almost no one seems to even think about. Today Joe looks at the options and benefits of deciding to stay in your home. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Avoiding huge tax hits</span></li> <li><span style="font-size: 12pt;">Ability to access equity</span></li> <li><span style="font-size: 12pt;">Real estate vs. stock market returns</span></li> <li><span style="font-size: 12pt;">Equity share programs</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1520- Laura Peterson discusses auto and disability insurance
<p><span style="font-size: 12pt;">For most of us we know we need insurance, so we get insurance, pay for insurance and then sometimes we need to use it. The trouble when we use it is sometimes the coverage isn’t there or we don’t know what we have. Today Joe welcomes back our insurance expert, <a href= "https://laurapeterson.net/" target="_blank" rel="noopener">Laura Peterson</a> of Insurance and Financial Services Inc. to talk with us about auto and disability insurance. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Auto insurance basics</span></li> <li><span style="font-size: 12pt;">Tailoring a deductible</span></li> <li><span style="font-size: 12pt;">Important components to choosing an insurance company</span></li> <li><span style="font-size: 12pt;">Tickets and your policy</span></li> <li><span style="font-size: 12pt;">Umbrella policies</span></li> <li><span style="font-size: 12pt;">Who should consider disability insurance?</span></li> <li><span style="font-size: 12pt;">Insurance technology and apps</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1519-Disruption Update - What consumers and the real estate industry should know
<p><span style="font-size: 12pt;">As much as we like to complain how stagnant the real estate and lending industry has been, the amount of disruption coming for it is nothing short of incredible. Everyday more money is being used to fuel new companies that are committed to improving the consumers’ transaction. Today Joe provides an update on what industry professionals and consumers need to know about the disruption heading our way. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Adapting to and embracing future models</span></li> <li><span style="font-size: 12pt;">Shrinking margins and revenue</span></li> <li><span style="font-size: 12pt;">Virtual real estate offices</span></li> <li><span style="font-size: 12pt;">What will consolidation mean for consumers?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1518-Fed Raises Rates Again! What does this mean for new buyers and home owners?
<p><span style="font-size: 12pt;">Another rate hike from the Feds! While interest rates do not directly affect 30 year mortgages, it does impact home buyers and owners starting now. Today Joe answers three big questions everyone has following today’s rate hike. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">How could the market potentially be affected?</span></li> <li><span style="font-size: 12pt;">How does the rate hike affect current home buyers?</span></li> <li><span style="font-size: 12pt;">What does this mean for home owners?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1517- Do Consumers Care About Wells Fargo's Reputation? & New Loan Programs Being Introduced
<p><span style="font-size: 12pt;">We are all very aware that Wells Fargo has fallen on some tough times when it comes to consumer complaints. Lawsuits are piling up as the company gets caught with false accounts, mortgage fees and more. Today Joe looks back at the problems plaguing Wells Fargo and questions if they change the way you do business with this banking giant. Joe also discusses new expanded mortgage programs you’ll be hearing more and more about that allow more people to qualify:</span></p> <ul> <li><span style="font-size: 12pt;">FHA vs jumbo loans</span></li> <li><span style="font-size: 12pt;">Non-QM programs</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1516-Jack Russo discusses business insurance - Joe recalls his personal experience in a bank robbery
<p><span style="font-size: 12pt;">Not too long ago we learned how the internet is helping disrupt the insurance industry. For better or worse, insurance products are something that all growing companies have to think about. In fact investors may even require entrepreneurs to purchase a term life insurance policy that adds to your credibility. Today Joe and <a href= "https://www.computerlaw.com" target="_blank" rel="noopener">Jack Russo</a> discuss the types of business insurance you have to think about if you’re serious about getting your business to grow. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">General commercial liability</span></li> <li><span style="font-size: 12pt;">D&O coverage</span></li> <li><span style="font-size: 12pt;">E&O coverage</span></li> <li><span style="font-size: 12pt;">Cyber insurance</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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