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Real Estate Radio LIVE is a 5 day per week radio program covering the world of ‘Anything and Everything Real Estate’®.

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Podcast Episode's:
RERL-1668-Two Italian Guys Talking Real Estate - What would a recession do to Real Estate?
<p><span style="font-size: 12pt;">The Feds cut the prime lending rate by .25% and even though the economy is still chugging along, people are still concerned that a recession is coming. Anything could happen between now and 2020, but if you believe a recession is imminent then it’s best to be prepared. Today Joe and Mile think about what a possible recession could do to real estate. Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Buying and selling before a recession</span></li> <li><span style="font-size: 12pt;">Analyzing investment properties</span></li> <li><span style="font-size: 12pt;">Managing your mortgage</span></li> <li><span style="font-size: 12pt;">HELOC’s</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1667-"The Truth" about technology and Real Estate
<p><span style="font-size: 12pt;">The great thing about the internet is it is full of readily accessible information regarding real estate. It is easy to educate yourself about anything in the subject, but knowing what information is credible and which is not can be quite difficult to figure out. Today Joe helps us decipher truth from fiction when it comes to technology and real estate. Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Finding credible resources</span></li> <li><span style="font-size: 12pt;">How is technology affecting real estate</span></li> <li><span style="font-size: 12pt;">Is the use of technology efficient?</span></li> <li><span style="font-size: 12pt;">Fintech –Financial technology</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1666- Two Italian Guys Talking Real Estate - Is it a good idea to time the real estate market?
<p><span style="font-size: 12pt;">The market is flattening into a normal market and emotionally speaking, consumers just don’t know what to do. Simply mention you were thinking about making a transaction and instantly you’ll have people telling you to wait for the Bay Area’s market to come crashing down. Other people will encourage you to get out there quick and take advantage of this lull in the market for it will surely take off again before we know it. Whether the market rallies back or continues to fall, trying to time the market is a huge mistake because no one can predict the future. Listen in as Joe and Mike get into the psychology of the market.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1665- Imagery to life by Tim Blake
<p><span style="font-size: 12pt;">It’s not often that our personal passions can become a tool that makes a difference in the lives of others. <a href="https://imagerytolifebook.com/" target="_blank" rel="noopener">Tim Blake</a> has taken his love of photography to create a sense of wonder and excitement for health challenged children who can now experience areas nature that were previously out of their reach. Through the wizardry of technology and some help from a few notable quotes, Tim is able to inspire anyone in need and being kept from the simple pleasures of life. Today Joe and Tim talk photography that is much more than pictures. Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">How pictures come alive in a physical book</span></li> <li><span style="font-size: 12pt;">Making a difference for children with health problems</span></li> <li><span style="font-size: 12pt;">Other organizations that benefit from Tim’s work</span></li> <li><span style="font-size: 12pt;">Expanding through sponsorship</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1664-Rates drop to historic lows - Buyer's market
<p><span style="font-size: 12pt;">Rates continue to drop and right now we are flirting with historic lows. With rates as low as they have been it’s easy to forget that rates were once as high as 14%! Right now 30 year money is seriously cheap and, while still expensive, the Silicon Valley market has slowed enough that buyers finally have the chance to negotiate with sellers. First time home buyers who have felt shut out of the market for so long will have more qualifying power than in previous years and now could be the perfect time to strike. Today Joe discusses the decline in interest rates and the buyer’s market.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1663- Banks versus Credit Union - Which one is better?
<p><span style="font-size: 12pt;">Credit unions are exactly the same as banks, right? Wrong. While both accept and lend money, the subtle distinctions between the two can add up to big differences when it comes to your happiness. One is arguably not better than the other and each has their own list of pros and cons. So how do you know if a credit union or a bank is a better fit for you? Today Joe breaks down the differences between banks and credit unions. Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">What makes a credit union different from a bank</span></li> <li><span style="font-size: 12pt;">Comparative programs and products</span></li> <li><span style="font-size: 12pt;">Who has better customer service?</span></li> <li><span style="font-size: 12pt;">Pricing, costs and fees</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1662- John Faylor Real Estate Expert
<p><span style="font-size: 12pt;">A lot has been gone on since the last time we had real estate expert <a href= "https://www.serenogroup.com/Profiles/John-Faylor" target="_blank" rel="noopener">John Faylor</a> on the podcast. Just one year ago when we were used to buyers getting beat up it felt as if the market wasn’t ever going to let up. Today the market is more even and no one knows if it will continue sliding into a strong buyers market or swing back to a seller’s market. Either way timing the market is impossible so listen in as Joe and John Faylor discuss what is happening in today’s market and work out if buying now is right for you. Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Are we in another housing bubble?</span></li> <li><span style="font-size: 12pt;">Good opportunities for buyers</span></li> <li><span style="font-size: 12pt;">Hot and cold markets</span></li> <li><span style="font-size: 12pt;">Will we continue to see more condos, townhouses and apartments?</span></li> <li><span style="font-size: 12pt;">Buying, selling or staying put –here’s what you should think about</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1661-Growing your business - A review of the seven essences for growth.
<p><span style="font-size: 12pt;">The speed of trust is fundamental to a growing business. If a client doesn’t feel they can rely on you and you’re not just in it for the money, you may not have a business for much longer. Brand loyalty is a promise that consumers trust will be fulfilled and the core of what gets a business going. Today Joe and Jack review the seven essences for growth that builds a network of trust that builds a company that builds a sustainable brand. Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Developing a team with motivation and talent</span></li> <li><span style="font-size: 12pt;">Technology that solves a real problem</span></li> <li><span style="font-size: 12pt;">Desirable market</span></li> <li><span style="font-size: 12pt;">Investors that buy into the vision</span></li> <li><span style="font-size: 12pt;">Can it scale</span></li> <li><span style="font-size: 12pt;">Creating a barrier to entry</span></li> <li><span style="font-size: 12pt;">Ability to deal with competition</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1660- Two Italian Guys Talking Real Estate -How do you know who to trust?
<p><span style="font-size: 12pt;">“Pick a team of people you trust” is a phrase you’ve heard repeated many times on RERL and for a good reason. Not only are you making a big financial decision, many consumers rely on their agents and lenders for referrals on plumbers, electricians and really anything house related. Building trust is everything in a real estate transaction; so who do you trust and who do you trust to find who to trust? Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Can good communication and service replace immediate action?</span></li> <li><span style="font-size: 12pt;">Technology to improve customer service</span></li> <li><span style="font-size: 12pt;">Transaction legality issues</span></li> <li><span style="font-size: 12pt;">Working with family and friends</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1659-Rates drop to record low - Call now to take advantage!
<p><span style="font-size: 12pt;">Red alert for all our listeners! Rates are near record lows and everyone should be taking advantage of it. If your mortgage is over 4% you should seriously consider getting in touch with your lender and see how much money refinancing could save you per year. Even if you got your loan just a few years ago you can still have substantially more money in your wallet if you act now. Today Joe shares the top 5 reasons to refinance:</span></p> <ul> <li><span style="font-size: 12pt;">Refinancing anything over 4%</span></li> <li><span style="font-size: 12pt;">Reamortizingyour loan without going backwards</span></li> <li><span style="font-size: 12pt;">Consolidating multiple loans</span></li> <li><span style="font-size: 12pt;">Modify your loan to a different loan program or amortization schedule</span></li> <li><span style="font-size: 12pt;">Remodels, add-ons, repay debt and more</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1658-Two Italian Guys talking real estate - Buyers options
<p><span style="font-size: 12pt;">The market keeps ticking up and buyers are finding their options are dwindling once again. Silicon Valley continues to prove it’s a crazy place where first time home buyers are looking for homes priced around $1million instead of the sub $400,000 range the rest of the country deals with. Coming up with $200,000 for a down payment is no easy feat and buyers are turning to creative financing options to get their foot into their very first home. Today Joe and Mike share their checklist of buyer’s options. Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Financing and payment programs</span></li> <li><span style="font-size: 12pt;">Qualifying for a larger loan & staying under the interest tax deduction cap</span></li> <li><span style="font-size: 12pt;">Preparing to buy in this market</span></li> <li><span style="font-size: 12pt;">Creative ways to get into homes</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1657- Consumers don't trust their mortgage lenders - So who do you trust?
<p><span style="font-size: 12pt;">A recent survey of consumers has shown that many of us don’t trust mortgage lenders and banks. It’s not really surprising with satisfaction ratings amongst mortgage servicers ranking below life insurance. While we all want to be leaders in the industry, do we really want to be so in a low bar industry? The lack of technology has made the loan process agonizingly slow and painful for many of us and the industry is suffering because of it.  Today Joe discusses the lack of trust between consumers and their lenders. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Are 9/10 lenders under qualified?</span></li> <li><span style="font-size: 12pt;">The lack of technological advancements</span></li> <li><span style="font-size: 12pt;">Interest rates vs. information and fees –Which is more important to you?</span></li> <li><span style="font-size: 12pt;">Shifting to a seller’s market</span></li> <li><span style="font-size: 12pt;">What could happen in a potential recession</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1656-Growing your business –Introducing Disruptive Technologies –The Case For The Modular Home
<p><span style="font-size: 12pt;">You can travel the world and see that part of what makes Silicon Valley special is that it is just packed with brilliant people who know how to network. While living in a breeding ground for big ideas comes with lots of opportunities for the entrepreneur, it also means more expensive homes and less land. Today Joe and Jack welcome in Brad Oldenbrook of <a href= "https://www.starbrookhomes.net/" target="_blank" rel= "noopener">Starbrook Homes</a> who is disrupting how we buy and build homes at an incredible rate. Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Brad’s modern manufacturing plant</span></li> <li><span style="font-size: 12pt;">Modular homes –Where technology meets construction</span></li> <li><span style="font-size: 12pt;">Designing a modular home</span></li> <li><span style="font-size: 12pt;">Zones, restrictions and limitations</span></li> <li><span style="font-size: 12pt;">Why Starbrook homes are different</span></li> <li><span style="font-size: 12pt;">Environmental impact</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1655- Two Italian Guys Talking Real Estate - Uptake in market Activity
<p><span style="font-size: 12pt;">We hate to say we told you so, but the market is ticking up! The slow start and strong buyers market we saw earlier this summer is starting to swing back the other way. Could we end up with another crazy-strong sellers market before heading back to a more normal inventory levels or is this just a momentary flash where sellers are back in the driver’s seat watching buyer’s fight over homes? Listen in as Joe and Mike discuss the latest activity in the market. Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Mike’s fixer upper transaction</span></li> <li><span style="font-size: 12pt;">Best cities to flip houses outside California</span></li> <li><span style="font-size: 12pt;">Top 10 relocation search destinations</span></li> <li><span style="font-size: 12pt;">Top 10 cities where people are looking to leave</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1654-Growing Your Business - Your competitors represent an opportunity... seize it.
<p><span style="font-size: 12pt;">It’s easy to think that having to deal with competitors could be irritating for your growing business, but if you look closely they actually represent an opportunity. Today Jack Russo takes over the studio with special guest, Joe Hence, whose company uses moral capitalism to take on retail giants. <a href="http://buysycle.com/" target="_blank" rel= "noopener">Buysycle</a> aims to help consumers buy better by amplifying their power to buy the world they want. Knowing the story behind your choices is an easy way to give back to the world you live in and if you pay attention, it can be one where you find opportunity from competitors. Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Reality of competitors</span></li> <li><span style="font-size: 12pt;">What is Buysycle?</span></li> <li><span style="font-size: 12pt;">Buyer literacy technology</span></li> <li><span style="font-size: 12pt;"><a href="http://pricepact.org/" target="_blank" rel="noopener">Pricepact</a></span></li> <li><span style="font-size: 12pt;">Scaling the business to something more than a prototype</span></li> <li><span style="font-size: 12pt;">And much, much more...</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1653-Two Italian Guys Talking Real Estate-Market Update
<p><span style="font-size: 12pt;">“It’s a great time to buy” It’s the phrase you’ve been hearing from us all year long that has had sellers wondering where the hoards of buyers have seemingly disappeared to. Okay, so maybe Silicon Valley’s real estate market isn’t exactly crickets, but the sheer pandemonium we saw the last few years has calmed down enough that discouraged buyers finally got a chance to negotiate offers. Is this small window of opportunity already closing to put buyers back in the driver’s seat? Listen in as Joe and Mike discuss the potential turn in the market. Also in discussion:</span></p> <ul> <li><span style="font-size: 12pt;">Sellers checklist</span></li> <li><span style="font-size: 12pt;">Are 40% of US homes debt free?</span></li> <li><span style="font-size: 12pt;">How to leverage your equity for opportunity</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1652 - Growing Your Business – Life After Business
<p><span style="font-size: 12pt;">Once you’ve made it in your career you may find yourself wanting another challenge to tackle, thus you find a second mountain to climb. Today Joe and <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> are joined by <a href= "https://cafa.iphiview.com/cafa/AccountInformation/tabid/495/dispatch/accountselection_id$242062_hash$0535561f788e03999b3e0712a6090caa51b4adba/Default.aspx" target="_blank" rel="noopener">Dr. Robert Acker</a>, a former lawyer who later shifted gears and gained a degree in geography. At one point in his life Dr. Acker was at a personal dead end and solving that issue showed him the economic way forward as well. Listen in to hear about how Dr. Acker worked through the darkness and found new chapter in life.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1651-Real Estate Timing – Be A Leader Not A Follower
<p><span style="font-size: 12pt;">Like many things so much of real estate is timing. While it’s impossible to time everything perfectly, in real estate you should use good judgment to try and be a leader, not a follower. Emotions can complicate a transaction and low rates plus a lull in the market can make a purchase seem incredibly tempting for some. Others want to wait and see if the market continues heading south with hopes to buy at the bottom. The truth is you will never know when the market is at the top or the bottom, so don’t stress and make a decision that’s right for you and your situation. Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Be a leader, not a follower!</span></li> <li><span style="font-size: 12pt;">Take advantage of low interest rates</span></li> <li><span style="font-size: 12pt;">Being a leader in the market</span></li> <li><span style="font-size: 12pt;">The best time for buyers</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1650- Giving Back Segment - Discussing Cru Ministry
<p><span style="font-size: 12pt;">College can be an incredibly busy and complicated time for young adults. This first big taste of freedom comes with a lot of accountability, peer pressure, embarrassment and concerns that go unaddressed. Today Joe chats with Derek Snyder from <a href="https://www.cru.org/" target= "_blank" rel="noopener">Cru</a>, a worldwide ministry that helps students grow strong in their faith with God. Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Cru movements around the world</span></li> <li><span style="font-size: 12pt;">How Cru has changed relationships and lives</span></li> <li><span style="font-size: 12pt;">Investing in other people</span></li> <li><span style="font-size: 12pt;">Next step for Cru</span></li> <li><span style="font-size: 12pt;">How to help Cru</span></li> <li><span style="font-size: 12pt;">Myths and misconceptions</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1649-Things You May Not Know About Real Estate or Lending
<p><span style="font-size: 12pt;">As a professional real estate lender and agent Joe and Mike deal with things every day that even the wisest consumers may not know about. We feel as if it is our job to provide consumers enough information to help you make better decisions, but today our hosts go further than recommending you build a team with people you trust. Do you know anything about these lesser known programs and suggestions? Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Why the Bay Area lacks first time home buyer assistance programs</span></li> <li><span style="font-size: 12pt;">Area based income level assistance programs</span></li> <li><span style="font-size: 12pt;">Multiple borrowers & non-occupant co-borrowers</span></li> <li><span style="font-size: 12pt;">Getting a home inspection on new construction</span></li> <li><span style="font-size: 12pt;">Financing without a job</span></li> <li><span style="font-size: 12pt;">Who pays commission fees & 1031 exchanges</span></li> <li><span style="font-size: 12pt;">And much, much more...</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1648-Two Italian Guys Talkin Real Estate
<p><span style="font-size: 12pt;">Rates are close to all time lows which means your buying power is high. When analyzing your position as a seller then as a buyer it’s important to think about how the sales price of your house evens out with good rates. Even if you lose a little on the sell side in today’s flattened market, you’ll easily make it up when you purchase your next home. In the first half of today’s podcast Joe and Mike discuss the role low rates play in current market conditions.</span></p> <p><span style="font-size: 12pt;">What it takes to get a loan differs depending on where you live. Conforming loans can be as easy as tax pay stubs and bank statements for your lender to approve, but things can get a whole lot more complicated when it comes to jumbo loans. Conditions and guidelines can vary from lender to lender and more documents will be needed in comparison.  In the second half Joe and Mike look at the reality of what it takes to get a loan.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1647- Growing Your Business - Leveraging without Venture Capital
<p><span style="font-size: 12pt;">Venture capital the best way for businesses to grow their business, but some entrepreneurs think otherwise. While it is certainly tough, there are benefits to growing organically and accepting the challenges that come with low funding. Slowed growth forces you to really listen to what your customers want and then find a way to creatively tweak your product to their needs. Today Joe and <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> are joined by Keesup Choe whose company, <a href= "https://www.predictx.com/" target="_blank" rel= "noopener">Predict.X</a>, has thrived by prioritizing the customer over financing.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1646-Growing Your Business - Financing Alternatives
<p><span style="font-size: 12pt;">No one is quite sure what it is about Silicon Valley, but it just keeps attracting risk-taking entrepreneurs who are not afraid of failure. Throw in a few tech powerhouses and you have the greatest density of innovation culture that would be virtually impossible for any city to recreate. Silicon Valley is full of stories where entrepreneurs have failed spectacularly only to come back even stronger. Today Joe and <a href="https://www.computerlaw.com/" target="_blank" rel= "noopener">Jack Russo</a> discuss alternative financing options that keep your business growing.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1645-Two Italian Guys Talkin Real Estate - Market Update Including the Fed
<p><span style="font-size: 12pt;">It’s amazing how one voice can swing the market, but today the feds hinted they could lower rates in the near future. With graduations coming to an end and summer vibes setting in, this crazy market has all it needs to really take off. Today Joe and Mike discuss what to expect as buying season enters full swing. Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Where the market is now compared to last year</span></li> <li><span style="font-size: 12pt;">Could home prices go lower?</span></li> <li><span style="font-size: 12pt;">Rate hikes to rate drops</span></li> <li><span style="font-size: 12pt;">Tax benefits</span></li> <li><span style="font-size: 12pt;">What a refinance can do for you</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1644-Bundle Select - Employee Real Estate Platform
<p><span style="font-size: 12pt;">Over the last few years Joe has been hard at work creating Bundle Select, an employee real estate platform. Home ownership is one of the biggest expenses most people will deal with, yet it is one area where companies do not offer any assistance to their employees. Now employers can provide their employees with more benefits at no cost to the company. Today Joe shares an update on the big ways Bundle Select is helping more businesses help their employees. Topics:</span></p> <ul> <li><span style="font-size: 12pt;">Independent industries coming together for your benefit</span></li> <li><span style="font-size: 12pt;">Cost structure</span></li> <li><span style="font-size: 12pt;">The best time to be a buyer in years</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p>
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RERL-1643-Growing Your Business - The Third Essence of Early Stage Financing
<p><span style="font-size: 12pt;">The order of the Essences might suggest that finding your customers is more important than financing when it’s actually something that happens somewhat simultaneously. It’s a constant juggling act where you are constantly trying to attract customers and looking for financing that will help improve your marketing. Today Joe, <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> and Russ Irwin tackle the horse race between customers and early stage financing.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1642-Growing Your Business - Legally Protecting Your Technology
<p><span style="font-size: 12pt;">The total is greater than the sum of its parts. Starting a business with this saying in mind you realize you can do things that will either nurture or hurt it. Any competitive business in a competitive economy will have its zigs and zags. Anticipating the potential for injury is something entrepreneurs must think about once they launch for other companies will be watching you. Listen in as Joe and <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> tackle the sixth Essence of Company Growth.</span></p> <p> </p> <p>  </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1641- Interest Rates Drop to a Two Year Low!
<p><span style="font-size: 12pt;">It doesn’t matter if it’s your primary residence, vacation home or rental property, anyone out there with a mortgage should be doing a mortgage review. Interest rates are the lowest they’ve been in two years dropping 30 year money below 4%! These low rates affect both conforming and jumbo loans making a huge difference for Silicon Valley properties and other high cost areas. Take some time to look at your mortgage and figure out if refinancing is right for you. Also in today’s podcast:</span></p> <ul> <li><span style="font-size: 12pt;">Today’s market, the best conditions for buyers in years</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1640-Seven Essences of Company Growth
<p><span style="font-size: 12pt;">Sometimes your timing can be too early or too late, but even if you’re developing at the perfect time it is important to have technology that your team believes in. Today Joe and <a href="https://www.computerlaw.com/" target= "_blank" rel="noopener">Jack Russo</a> continue our journey through the 7 Essences of Company Growth with the help of Chris Beall of <a href="https://connectandsell.com/" target="_blank" rel= "noopener">ConnectAndSell</a>. Having technology that your team believes in is not only a sure sign that you’ve established a dedicated team, but it can make all the difference when you need to apply for financing. Listen in as the guys discuss the second essence that creates a stable business.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1639- Andrew Gardiner - Veterans Career Event
<p><span style="font-size: 12pt;">Given the chance many employers would jump at the chance to hire a veteran. Unfortunately veterans tend to be good at applying for jobs and employers don’t have the greatest record when it comes to exposing job opportunities to veterans. Today’s guest Andrew Gardiner aims to help veterans find a career that utilizes their skills to thrive as a civilian. On a similar note women are stepping up in an area which has typically been dominated by men, technology. WITI 2019 will be connecting more determined women with companies seeking to diversify their boardrooms while also providing them with the mentorship they’ll need to prove they are just as apt as their male coworkers. Today Joe and Andrew discuss the <a href="https://www.bravehire.com/" target="_blank" rel="noopener">Veteran’s career event</a> and the <a href="https://www.witi.com/" target="_blank" rel= "noopener">Women in Technology summit</a>.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1638-Growing Your Business - Getting the Right Tax Talent
<p><span style="font-size: 12pt;">A good way to amplify your team is to build a group around it that amplifies what you need to accomplish. Eager entrepreneurs may find themselves in a messy situation if they get their business going even before they put their QuickBooks together. Having a good accountant is someone your business will want to have around to help keep your numbers straight. Today Joe, <a href="https://www.computerlaw.com/" target= "_blank" rel="noopener">Jack Russo</a> and <a href= "https://taxservice2u.com/" target="_blank" rel="noopener">Steve Rabin</a> discuss the value of a CPA. Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Figuring out where to spend the money</span></li> <li><span style="font-size: 12pt;">Tax adjustments</span></li> <li><span style="font-size: 12pt;">Payroll and contractor issues</span></li> <li><span style="font-size: 12pt;">Personal exposure and penalties</span></li> <li><span style="font-size: 12pt;">What startups should do before hiring a CPA</span></li> <li><span style="font-size: 12pt;">Audits</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1637- Two Italian Guys Talkin Real Estate
<p><span style="font-size: 12pt;">A lot of money gets spent on advertising in the real estate industry and while options are great, too many can leave you not knowing where to start. Emotions and a changing market can make decisions even more difficult for consumers who are just looking to get a fair deal. Today Joe and Mike educate us on different real estate models and what you are or are not getting from them. Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Buyers taking their time in a normal market</span></li> <li><span style="font-size: 12pt;">Traditional model and fees</span></li> <li><span style="font-size: 12pt;">Menu based services</span></li> <li><span style="font-size: 12pt;">Refinance vs. purchase</span></li> <li><span style="font-size: 12pt;">iBuyer programs</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1636-Geraldine Barry - A Dedication and Remembering of Her Life
<p><span style="font-size: 12pt;">There are some people that the moment you meet them you instantly feel welcome. Geraldine Barry seemed to glow no matter where she was and seemingly glowed more when she talked about her children, Colin and Claire. On top of being a fantastic mother to two, Geraldine also stood out as a role model for women in prominent roles by founding SJREI. Today Joe, Lori Greymont and Jeff Hare remember a great friend who truly made the community a brighter place.</span></p> <p><span style="font-size: 12pt;">Please show your support for Geraldine’s children. Click <a href= "https://www.gofundme.com/show-your-support-for-geraldine-barrys-kids" target="_blank" rel="noopener">HERE</a> to help support and create a future for Colin and Claire.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1635-Growing Your Business - Seven Essences of Company Growth
<p><span style="font-size: 12pt;">A good idea can be enough to give a business a strong start, but any good product or service can fail if the business isn’t built upon a stable base. Similar to the <a href= "http://radiolive.rerl.libsynpro.com/rerl-1627-how-to-choose-the-next-c-suite-member" target="_blank" rel="noopener">7 Essences of Personal Growth</a>, <a href="https://www.computerlaw.com/" target="_blank" rel= "noopener">Jack Russo</a> has put together the Seven Essences of Company Growth that create a rock solid base for your company to build upon. Today Joe and Jack cover part 1 of the 7 Essences of Company Growth that create a truly stable business.</span></p> <ul> <li><span style="font-size: 12pt;">Creating a good team</span></li> <li><span style="font-size: 12pt;">Technology that the team believes in</span></li> <li><span style="font-size: 12pt;">Financing</span></li> <li><span style="font-size: 12pt;">Demand</span></li> <li><span style="font-size: 12pt;">Scaling potential</span></li> <li><span style="font-size: 12pt;">Protection</span></li> <li><span style="font-size: 12pt;">Ability to deal with competition</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1634-Karen Abram - New Consumer Interfacing Software
<p><span style="font-size: 12pt;">Consumers and agents will want to check out this new product as soon as possible for it is sure to change the consumer-agent experience in a big way. Buying a home is quite possibly one of the most uncomfortable and stressful experiences we will all experience in our lives, but today’s guest, Karen Abram, has a knack for making people comfortable with large amounts of data. Listen along as Joe finds out more about <a href= "https://dashcma.com/" target="_blank" rel="noopener">dashCMA</a>, the new consumer interfacing software. Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">How this new tool was created</span></li> <li><span style="font-size: 12pt;">Changing the market education presentation</span></li> <li><span style="font-size: 12pt;">Getting from idea to prototype</span></li> <li><span style="font-size: 12pt;">Reinforcing consumer trust in the agent</span></li> <li><span style="font-size: 12pt;">Why ditch that huge stack of papers for a dashboard</span></li> <li><span style="font-size: 12pt;">Consumer and agent feedback</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1633-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">This new concept has been out for a few years now, but consumers are just finding out how useful this program can be. Joe, like many other people, believes this program will play a huge role in how people will access capital from their home without taking on unnecessary debt. Today Joe and <a href= "http://barastone.com/" target="_blank" rel="noopener">Mark Rogers</a> educate us on the details of home equity sharing. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">What is equity sharing and how does it work?</span></li> <li><span style="font-size: 12pt;">How is this different from traditional mortgage programs</span></li> <li><span style="font-size: 12pt;">Requirements and restrictions</span></li> <li><span style="font-size: 12pt;">What things are consumers using this program for?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1632-Two Italian Guys Talkin Real Estate - Removing Emotions From Real Estate
<p><span style="font-size: 12pt;">Looking at this market everyone can agree that it has changed a bit into what most consider to be a normal market. For most people, whether it’s their first transaction or their third, whether they’re making the move solo or with a family, a lot of emotion comes into play. Today Joe and Mike take the emotion out of real estate to explain why today’s market is a great market for buyers. Topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Is Santa Clara County at normal inventory levels</span></li> <li><span style="font-size: 12pt;">Where are interest rates?</span></li> <li><span style="font-size: 12pt;">Analyzing average days on market, sale to list price ratio trends & months of inventory</span></li> <li><span style="font-size: 12pt;">Which way will inventory go?</span></li> <li><span style="font-size: 12pt;">Waiting to join the market</span></li> <li><span style="font-size: 12pt;">What house hunters are looking for</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1631-What's an iBuyer Program and Where are the Buyers?
<p><span style="font-size: 12pt;">If you’re in the real estate industry you’ve probably heard a lot about the iBuyer program, but you may not know much about this relatively new program. Consumers who may or may not have heard about it may want to catch up on the latest trends and figure out if they are right for them. So what exactly is an iBuyer, how did it come about and what are its biggest pros and cons?</span></p> <p><span style="font-size: 12pt;">Where are the buyers? In a market where we have seen an incredible surge in homes flying off the market has not evolved into a strong buyers market. There are several reasons why buyers might be taking a backseat and slowly turning this market into crickets. Today Joe tries to get into the head of buyers and answer the biggest question plaguing the market.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1630-Small and Successful is Beautiful
<p><span style="font-size: 12pt;">This year Joe and <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> began discussing how entrepreneurs can start growing their business and today they are joined by Joe Guentert who has done just that. What makes Joe’s story special is that he has grown his business in a way that leverages talent without having to have tons of employees. Today Joe, Jack and Joe Guentert prove that you don’t need a large work force to be a considered a successful business. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Success with General Electric and IEM</span></li> <li><span style="font-size: 12pt;">Starting his first startup</span></li> <li><span style="font-size: 12pt;">Internet growth that presents new opportunities</span></li> <li><span style="font-size: 12pt;">How to handle growth without significantly increasing your overhead</span></li> <li><span style="font-size: 12pt;">Customer proposals</span></li> <li><span style="font-size: 12pt;">Success without a succession plan</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1629- John Faylor - Strategies for a Changing Market
<p><span style="font-size: 12pt;">A successful transaction begins when you are working with someone who not only understands the relationship side of this business, but also knows the business component of real estate. For a while now Joe has been talking about the flattening of the market but today it’s in the news; the market is changing! Today <a href= "https://www.serenogroup.com/Profiles/John-Faylor" target="_blank" rel="noopener">John Faylor</a> joins Joe in the studio to discuss new strategies for a changing market. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Santa Clara County’s inventory and luxury market numbers</span></li> <li><span style="font-size: 12pt;">What to look for in an agent today</span></li> <li><span style="font-size: 12pt;">Can a home still sell quickly in today’s market?</span></li> <li><span style="font-size: 12pt;">Different ways to use the cross-collateral program</span></li> <li><span style="font-size: 12pt;">Contingent offers</span></li> <li><span style="font-size: 12pt;">Should you make that offer?</span></li> <li><span style="font-size: 12pt;">Pledged assets & RSU’s</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1628-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">It’s been a few weeks since Joe sat down with our friends from <a href="http://barastone.com/" target="_blank" rel="noopener">Barastone</a>, but discovering different ways to access your homes wealth is still a hot topic. Homeowners have experienced the great fortune of watching their homes equity grow and may be looking for a way to take advantage of that growth. No one solution is right for everyone so listen in as Joe and Mark Rogers explain how equity sharing can be an excellent, debt free tool for those who are house rich and cash poor. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">How is this different from a loan?</span></li> <li><span style="font-size: 12pt;">Do I qualify for this products?</span></li> <li><span style="font-size: 12pt;">What to use this money for</span></li> <li><span style="font-size: 12pt;">Enjoying your retirement</span></li> <li><span style="font-size: 12pt;">What risks am I taking?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1627-How to Choose the Next C Suite Member?
<p><span style="font-size: 12pt;">As the founder you are typically the CEO of your business. Eventually your business will grow enough and you’ll need to hire someone for an incredibly important position. Your next big move is figuring out who will be your next CFO, COO, CRO, or CTO. To help you figure this out <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> has put together what he calls the 7 Essences as a guideline to help growing businesses figure out who they want to hire. Be sure to check out the video on Facebook for all the visual content related to this podcast! Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Health quotient</span></li> <li><span style="font-size: 12pt;">Emotional quotient</span></li> <li><span style="font-size: 12pt;">Intelligence quotient</span></li> <li><span style="font-size: 12pt;">Passion</span></li> <li><span style="font-size: 12pt;">Action</span></li> <li><span style="font-size: 12pt;">Freedom</span></li> <li><span style="font-size: 12pt;">Soul quotient</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1626-Opportunity Zones
<p><span style="font-size: 12pt;">Several months earlier Joe and Mike broached the topic of Opportunity Zone investing to give curious investors an idea of what they were. Today Joe and Mike take it a step further as they welcome Erik Hayden of <a href= "https://www.urbancatalyst.com/" target="_blank" rel= "noopener">Urban Catalyst</a>, who can better explain how investing in Opportunity Zones not only stimulates development in lower income areas, but creates a win-win situation for investors also. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">How Opportunity Zone funds were created</span></li> <li><span style="font-size: 12pt;">Opportunity Zone areas in San Jose & ongoing projects</span></li> <li><span style="font-size: 12pt;">How to get involved in Opportunity Zone funding</span></li> <li><span style="font-size: 12pt;">Pros and cons of Opportunity Zone funding</span></li> <li><span style="font-size: 12pt;">What you should do before committing to Opportunity funds</span></li> <li><span style="font-size: 12pt;">Opportunity Zone regulations</span></li> <li><span style="font-size: 12pt;">And much, much more...</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1625- Scott Smith - Attorney Investor
<p><span style="font-size: 12pt;">The market goes up and the market goes down, but investors are always looking for a way to build up their portfolio. Believe it or not partnering with someone who is an attorney and real estate investor makes for a smart decision. Today Joe chats with Scott Smith of <a href= "https://royallegalsolutions.com/" target="_blank" rel= "noopener">Royal Legal Solutions</a> who has combined his background in law and to help investors build and protect their assets. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">LLC’s for everybody</span></li> <li><span style="font-size: 12pt;">Does it matter where you form your LLC?</span></li> <li><span style="font-size: 12pt;">3 reasons to contact Scott</span></li> <li><span style="font-size: 12pt;">Pros and cons of using of self-directed IRA’s and Solo 401k’s in real estate</span></li> <li><span style="font-size: 12pt;">Texas investment market update</span></li> <li><span style="font-size: 12pt;">Opportunity Zone Investing</span> </li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1624-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">Even though equity sharing has been around for a few years now, it takes some time to get the message out and educating consumers on it takes time and repetition. Today Joe chats with <a href="http://barastone.com/" target="_blank" rel="noopener">Mark Rogers</a> who shares the details of what equity sharing is and how it can help consumers who are house-rich, cash-poor and don’t want to take on any debt. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Is this different from HELOC’s, reverse mortgages and other programs?</span></li> <li><span style="font-size: 12pt;">Investments, not loans –How these programs work</span></li> <li><span style="font-size: 12pt;">How will I know if this program is right for me?</span></li> <li><span style="font-size: 12pt;">Restrictions</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1623-The Value of an Expanded Advisory Board
<p><span style="font-size: 12pt;">In some ways growing a business is the hardest stage of entrepreneurship. Tiny businesses just starting up are bubbling with ideas and large companies have enough employees that they rarely lack for new ideas. It’s usually small businesses that find themselves in need of an advisory board to test out crazy ideas and figure out which direction they should take their business. Today Joe and <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> discuss the value of an expanded advisory board. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">What value does an advisory board bring to a small company</span></li> <li><span style="font-size: 12pt;">Choosing the right advisors</span></li> <li><span style="font-size: 12pt;">Advisors and non-compete laws</span></li> <li><span style="font-size: 12pt;">What areas will advisors make the most impact</span></li> <li><span style="font-size: 12pt;">Commission, stock options, phantom grants and more</span></li> <li><span style="font-size: 12pt;">Expansion and use of advisory board members</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p>
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RERL-1622- Buying and Selling Season is Here!
<p><span style="font-size: 12pt;">Buying and selling season is here and it is here in a big way. Things are really beginning to heat up and buyers and sellers will have to really start putting their head in the game. The last few years were a complete nightmare for buyers who were constantly getting outbid on home, but now a flatter market and lower interest rates mean buyers and sellers will have to change how they approach their transaction. Today Joe discusses how buyers or sellers should prepare for a new season of real estate. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Low interest rates</span></li> <li><span style="font-size: 12pt;">A slower market</span></li> <li><span style="font-size: 12pt;">How the 2019 IPO wave affects the market</span></li> <li><span style="font-size: 12pt;">Resetting seller expectation</span></li> <li><span style="font-size: 12pt;">Why overpricing is a bad strategy</span></li> <li><span style="font-size: 12pt;">Sellers failing to plan for their purchase</span></li> <li><span style="font-size: 12pt;">What you can do with the cross-collateral program</span></li> <li><span style="font-size: 12pt;">What are pledged assets?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1621-Doug Evans - Manager for Coldwell Banker's Top Producing Office in North America
<p><span style="font-size: 12pt;">A lot of real estate news lately has focused on market stabilization and company consolidation. While other companies may be seeing a reduction in business that simply isn’t true for one today’s guest. Today Joe is joined by <a href= "https://www.coldwellbankerhomes.com/ca/los-gatos/agent/doug-evans/aid_4455/" target="_blank" rel="noopener">Doug Evans</a>, the managing broker for Coldwell Banker in Los Gatos which just happens to be the highest producing office in North America. Listen in as Joe finds out about Doug’s success and what he expects for the future. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Achieving success and making a difference in a competitive market</span></li> <li><span style="font-size: 12pt;">Managing and motivating a large group of people</span></li> <li><span style="font-size: 12pt;">Disruption in the industry –What will stick and who will disappear?</span></li> <li><span style="font-size: 12pt;">New technology that improves agent and consumer experience</span></li> <li><span style="font-size: 12pt;">Future consolidation & price compression</span></li> <li><span style="font-size: 12pt;">The agent-consumer relationship vs. automated transactions</span></li> <li><span style="font-size: 12pt;">What factors are shaping today’s market</span></li> <li><span style="font-size: 12pt;">And much, much more...</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1620-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">It’s exciting to say that the equity sharing program the guys from <a href= "http://barastone.com/" target="_blank" rel= "noopener">Barastone</a> are telling us about is gaining traction. Having options could not be more important when it comes to making large financial decisions and if you have been considering leveraging your home, finding the perfect option will make all the difference. Listen in today as Joe and Mark Rogers discuss how to take advantage of your homes equity without taking on debt. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">How equity sharing differs from reverse mortgages and HELOC’s</span></li> <li><span style="font-size: 12pt;">What requirements must you meet?</span></li> <li><span style="font-size: 12pt;">What are people spending their money on?</span></li> <li><span style="font-size: 12pt;">Equity sharing alternatives</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1619-Growing Your Business - Expansion from One Target to Another Through Leveraging Artificial Intelligence
<p><span style="font-size: 12pt;">On today’s show Joe and <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> welcome a very special and unique guest who is growing a business in a rather unusual way. Martha Amram is growing a business in a way that leverages an already existing business.  Before diving into the topic of artificial intelligence we will learn about how this professor transitioned from academia into founding <a href="https://glynt.ai/" target= "_blank" rel="noopener">an AI based business</a>. Also in discussion:</span></p> <ul> <li><span style="font-size: 12pt;">Forming an <a href= "https://www.wattzon.com/" target="_blank" rel="noopener">energy business</a> that leads to AI</span></li> <li><span style="font-size: 12pt;">How artificial intelligence can read utility bills</span></li> <li><span style="font-size: 12pt;">Resist or embrace AI?</span></li> <li><span style="font-size: 12pt;">Creating an offshoot company that can be applied in other domains</span></li> <li><span style="font-size: 12pt;">Mixed formal learning</span></li> <li><span style="font-size: 12pt;">Solving the healthcare crisis</span></li> <li><span style="font-size: 12pt;">And much, much more...</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1618-Rates Drop! Buyers & Sellers on the Move!
<p><span style="font-size: 12pt;">Rates have dropped big time on jumbo financing the last couple weeks and my drop even more. Rates are now under 4% and anyone with a rate of 4.5% or higher could save a serious chunk of change with a low to no cost refinance. This opportunity could easily vanish should the rates jump in the near future so figure out if a refinance or different program is right for you!</span></p> <p><span style="font-size: 12pt;">Buyers and sellers are on the move!  Spring is around the corner and the first week of April is historically when the market starts picking up. If you are thinking about buying or selling in the 90 days you may want to reconsider and accelerate your decision. Buyers can benefit by taking advantage of lower rate and sellers can increase their chances of a better deal before more inventory hits the market. Today Joe explains why now is a great time for buyers and sellers.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1617-Andrew Gardiner - Bay Area Hiring Scene
<p><span style="font-size: 12pt;">It’s been a long time since we all sat in a high school classroom learning about cover letters and resumes. If you’re trying to get hired by a company in Silicon Valley today chances are you’ll need a hand in showing how great you really are to your future employer. <a href= "https://www.thehirekey.com/" target="_blank" rel="noopener">Andrew Gardiner</a> is an expert in hiring, hr services and consulting in and around the area of hiring and the perfect person to help you land your next big job. Today Joe and Andrew take the temp of the Bay Area’s hiring scene. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">The basics of hiring</span></li> <li><span style="font-size: 12pt;">The competitive nature of the Bay Area marketplace</span></li> <li><span style="font-size: 12pt;">Technology vs. personal touches in the hiring experience</span></li> <li><span style="font-size: 12pt;">Executive recruiting</span></li> <li><span style="font-size: 12pt;">Services Andrew offers</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1616-Growing Your Business- Using Statistics Wisely to Avoid the Flaw of Averages
<p><span style="font-size: 12pt;">The only certainty is nothing is certain. This simple quote from Pliny the Elder is extremely important in business and the introduction to Professor Sam Savages’ new book, <a href="http://flawofaverages.com/" target= "_blank" rel="noopener">The Flaw of Averages</a>. If you do stupid things in the face of liability, even small probabilities can make a big difference. Even a 1 in 1 million chance the liability is so large you can’t afford to ignore it. Today <a href= "https://www.computerlaw.com/">Jack Russo</a> chats with <a href= "https://www.probabilitymanagement.org/" target="_blank" rel= "noopener">Sam Savage</a> about how to use statistic to avoid the flaw of averages. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">What is the flaw of averages?</span></li> <li><span style="font-size: 12pt;">Risk management</span></li> <li><span style="font-size: 12pt;">Examples that explain the flaw of averages</span></li> <li><span style="font-size: 12pt;">Regulations & product liability insurance</span></li> <li><span style="font-size: 12pt;">Rational probability and probability management</span></li> <li><span style="font-size: 12pt;">And much, much more....</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1615-Managing the High Sales Growth
<p><span style="font-size: 12pt;">While Joe is taking some time out <a href="https://www.computerlaw.com/" target="_blank" rel= "noopener">Jack Russo</a> takes over the studio today with the help of serial entrepreneur John Ferraro. For a guy who was originally destined to become a lawyer, John has made an impressive career in sales that has spanned several large and well-known companies. Listen in as Jack and John discuss how to accelerate sales growth and then manage it. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">John’s sales career and transition into startups</span></li> <li><span style="font-size: 12pt;">Cold-calling, websites and getting leads</span></li> <li><span style="font-size: 12pt;">The sales funnel</span></li> <li><span style="font-size: 12pt;">The magic of Silicon Valley startups –What we do and do not do well</span></li> <li><span style="font-size: 12pt;">What ruins a booming company</span></li> <li><span style="font-size: 12pt;">The future of sales with AI and IOT on the rise</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1614-Real Estate - Death and Divorce
<p><span style="font-size: 12pt;">Death and divorce are two topics that while grim, are very real and require planning. No one really goes into a relationship planning on a divorce, but it nearly half of US marriages end in one. The only thing you can do is to plan as best you can. Today Joe discusses death and divorce estate planning issues that relate to real estate. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Make sure you have a trust and it is up to date</span></li> <li><span style="font-size: 12pt;">Divorce variations on a trust</span></li> <li><span style="font-size: 12pt;">Refinancing due to divorce</span></li> <li><span style="font-size: 12pt;">What happens to your property after death</span></li> <li><span style="font-size: 12pt;">Problematic issues and probate court</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1613- Two Italian Guys Talkin Real Estate-Industry Update
<p><span style="font-size: 12pt;">For a while we have been talking about disruption and consolidation and recently it was announced that Compass has acquired Alain Pinel. The small startups you heard about a few years ago are getting bigger and starting to gobble up their older competitors. Today Joe and Mike take time to cover what is going on in the real estate and lending industry and what future consolidation will mean to the consumers. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Big changes consumers may notice</span></li> <li><span style="font-size: 12pt;">Agents utilizing technology</span></li> <li><span style="font-size: 12pt;">Why the big mortgage layoffs?</span></li> <li><span style="font-size: 12pt;">False marketing images</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1612-Giving Back - Salvation Army Silicon Valley
<p><span style="font-size: 12pt;">Since 1865 the </span><a style="font-size: 16px;" href= "https://siliconvalley.salvationarmy.org/" target="_blank" rel= "noopener">Salvation Army</a><span style= "font-size: 12pt;"> has been helping others meet needs without discrimination. Like any great organization it can only survive when the entire community supports their efforts. Today Joe learns about all the things the Salvation Army does to help people in need from Major Roy Wild. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Services the Salvation Army provides</span></li> <li><span style="font-size: 12pt;">How can I get involved?</span></li> <li><span style="font-size: 12pt;">What else does the Salvation Army do?</span></li> <li><span style="font-size: 12pt;">Bringing the Salvation Army into your business</span></li> <li><span style="font-size: 12pt;">Putting food on tables</span></li> <li><span style="font-size: 12pt;">Is the Salvation Army receiving enough support?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1611-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">Even though we have covered this topic several times on this podcast, home equity sharing is a topic that is still relatively new to most people. Equity sharing is a great product for those of us who have witnessed the tremendous growth in home prices and are looking to take advantage of all that equity without having to sell your home. <a href= "http://barastone.com/" target="_blank" rel="noopener">Steve Hotovec</a> joins Joe in the studio today to discuss how homeowners can access their homes wealth without taking on debt. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;"><a href= "https://conferences.moneyshow.com/tradersexpo-new-york/?scode=" target="_blank" rel="noopener">The Traders Expo in New York</a></span></li> <li><span style="font-size: 12pt;">Comparing HPM agreements to conventional financing</span></li> <li><span style="font-size: 12pt;">HPM requirements</span></li> <li><span style="font-size: 12pt;">What can I use this money for?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1610-Building Your Company Culture
<p><span style="font-size: 12pt;">The key to successful growth is finding excellent people, training them to understand consumer wants and how to operate within the rules of the business. It’s an almost obvious statement that sounds incredibly hard to implement. To make a hard task even harder is differentiating and building a culture that gets employees excited to work. Knowing where your company culture is and figuring out how to attract people to it is an accelerant to building a better firm that produces better products and better services. Today <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> sits down with future lawyer Ian Buckman to discuss building a positive culture within your company.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1609-Knowing Your Customer to Grow the Business
<p><span style="font-size: 12pt;">Knowing how to hit your target customer is a key component to growing your business. Currently word of mouth is still the best way to spread knowledge of a product within a segment of the population. Spending time with the target consumer is often the biggest competitive advantage for entrepreneurs and failure to do this can become the biggest problem. Don’t let your business fail to grow because you didn’t understand what your customer really wants! Today Joe and <a href="https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> discuss how to grow your business by knowing the people who buy your product.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1608-Two Italian Guys Talkin Real Estate-Investing Outside California
<p><span style="font-size: 12pt;">For most consumers real estate is one part of a good, diversified portfolio. Anyone living in California knows that property here is not only hard to come by, but it mostly benefits consumers who buy and hold. Fortunately there are opportunities out there, like way out there. Today Joe and Mike discuss investing outside of California and Opportunity Zone investments. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Where people are investing and why</span></li> <li><span style="font-size: 12pt;">What is Opportunity Zone investing?</span></li> <li><span style="font-size: 12pt;">Commercial and residential investing</span></li> <li><span style="font-size: 12pt;">Opportunities in downtown San Jose</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1607-Understanding Reverse Mortgages
<p><span style="font-size: 12pt;">As long as they’ve been around reverse mortgages have been plagued by myths and misconceptions. This misunderstanding is largely due to most people not understanding how they work or who they work for. In fact for the right person the reverse mortgage is actually an outstanding program! Today Joe chats with reverse mortgage expert Bill Benson about this program that deserves a better rap. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">How the reverse mortgage works</span></li> <li><span style="font-size: 12pt;">Qualifying for a reverse mortgage</span></li> <li><span style="font-size: 12pt;">Reverse mortgage tax advantages</span></li> <li><span style="font-size: 12pt;">Uses for reverse mortgage</span></li> <li><span style="font-size: 12pt;">Reverse purchasing</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1606-Stock Options and Other Incentive Plans
<p><span style="font-size: 12pt;">At this point in your business you’ve had investors and you’ve issued shares. Incentive plans are becoming more normal in the workplace, but they way their being used is changing. Stocks are a great way to set up a special bonus plan if the business gets sold and your stock hasn’t vested. Today Joe and <a href="https://www.computerlaw.com/" target="_blank" rel= "noopener">Jack Russo</a> discuss how to use stocks and other incentive programs. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Stock options in place of capital</span></li> <li><span style="font-size: 12pt;">Early stocks and vesting</span></li> <li><span style="font-size: 12pt;">Liquidation preference</span></li> <li><span style="font-size: 12pt;">Phantom equity plans</span></li> <li><span style="font-size: 12pt;">At will employment doctrine</span></li> <li><span style="font-size: 12pt;">Restricted Stock Units (RSUs)</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1605-Two Italian Guys Talkin Real Estate- Pricing Strategies & Leveraging
<p><span style="font-size: 12pt;">The holiday season has finally passed and it’s time we all got back to business. Whether you’re thinking about moving once school is over or thinking it’s time to make that first home purchase, pricing is the biggest factor facing consumers. Home offers are picking up and while we don’t know if we will enter another scorching market like the one we saw no too long ago, we do know that the best way to attract a buyer is to price a home appropriately. Since we’re discussing pricing, it’s important to remember all your options when it comes to financing your new purchase. Money doesn’t always have to come out of an account and leveraging property or assets can be the path to your new home. Today Joe and Mike talk pricing and leveraging strategies in a market that’s raring to go.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1604-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">In the Bay Area equity can be too much of a good thing. The average home price has risen quickly and sharply all around Silicon Valley which has left long time homeowners with a lot of wealth tied up in an illiquid asset. If only there was a way you could take advantage of your equity without having to sell your home. Today Joe and <a href= "http://barastone.com/" target="_blank" rel="noopener">Steve Hotovec</a> discuss how to access your homes wealth without taking on debt. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Traditional ways we accessed equity</span></li> <li><span style="font-size: 12pt;">What equity sharing is not</span></li> <li><span style="font-size: 12pt;">Meeting with Barastone</span></li> <li><span style="font-size: 12pt;">Aging in place/making the house pay for itself</span></li> <li><span style="font-size: 12pt;">What people are using their capital for</span></li> </ul> <p><span style="font-size: 12pt;"> </span></p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1603- Hiring Talent for a Start-up
<p><span style="font-size: 12pt;">Adding talent to your team is a difficult thing to do, but is a necessary process for any company looking to grow its business. <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> takes over as host today with new guest and serial entrepreneur, <a href="https://www.linkedin.com/in/ahgardiner" target="_blank" rel="noopener">Andrew Gardiner</a>. Andrew helps companies recruit and implement the best talent possible to help them facilitate their goals through companies such as The <a href= "https://www.thehirekey.com/" target="_blank" rel= "noopener">HireKey</a>. Finding new talent to improve your business is a never-ending journey, so listen in as Jack and Andrew discuss hiring talent for your startup. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Which companies get the most use from HireKey</span></li> <li><span style="font-size: 12pt;">High demand jobs with little supply</span></li> <li><span style="font-size: 12pt;">Disrupting the talent acquisition field</span></li> <li><span style="font-size: 12pt;">Can this field be automated?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1602- Two Italian Guys Talkin Real Estate-Dispelling The Myths Of Real Estate
<p><span style="font-size: 12pt;">Whether you’re watching television, reading the news, surfing the internet or even listening to a podcast, there is a lot of noise out there related to real estate. As a professional lender and agent Joe and Mike often work with consumers who hold beliefs about real estate that are just simply not true. Today Joe and Mike look to shut out some of the noise as they dispel the myths of real estate. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">False marketing and advertising</span></li> <li><span style="font-size: 12pt;">20% down to buy a home</span></li> <li><span style="font-size: 12pt;">Rate sensitivity</span></li> <li><span style="font-size: 12pt;">No-cost loans</span></li> <li><span style="font-size: 12pt;">The right time to list</span></li> <li><span style="font-size: 12pt;">Using the neighborhood specialist or getting a deal from a family member</span></li> <li><span style="font-size: 12pt;">And much, much more...</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1601-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">Anytime a new or foreign program comes out we feel that it is our job to educate you the consumer about it. When it comes to accessing your homes wealth it’s important to know what options are out there and which can leave you with unnecessary debt. Today Joe and <a href= "http://barastone.com/" target="_blank" rel="noopener">Mark Rogers</a> discuss how you can access your homes wealth without taking on debt. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">What does this product do for consumers?</span></li> <li><span style="font-size: 12pt;">Not a HELOC or reverse mortgage</span></li> <li><span style="font-size: 12pt;">But what if I don’t want to mess with my existing mortgage rates?</span></li> <li><span style="font-size: 12pt;">What consumers are using this product for</span></li> <li><span style="font-size: 12pt;">Making new opportunities for homeowners</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1600-Growing Your Business - Post Seed Financing
<p><span style="font-size: 12pt;">You’ve got the idea, you’ve got the team, you’ve got the domain names and everything you need to really get your product into consumers’ hands. All you need now is to put your foot down on the pedal and accelerate sales. Today Joe and <a href="https://www.computerlaw.com/" target="_blank" rel= "noopener">Jack Russo</a> are joined by special guest, <a href= "https://www.instigate.ai/" target="_blank" rel="noopener">Marc Canter</a>, who has come up with a brilliant idea and is at that stage where with the right funding his growth can really take off. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Preventing an AI takeover with Instigate.ai</span></li> <li><span style="font-size: 12pt;">Three phases of your Personal Bots existence</span></li> <li><span style="font-size: 12pt;">Which generation will take hold of Personal Bots</span></li> <li><span style="font-size: 12pt;">How Marc started Instigate</span></li> <li><span style="font-size: 12pt;">Attracting investors for something completely new</span></li> <li><span style="font-size: 12pt;">The prototype process</span></li> <li><span style="font-size: 12pt;">Are we in for a technical Roaring 20’s?</span></li> <li><span style="font-size: 12pt;">FinTech and the automation of banking</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1599- Two Italian Guys Talkin Real Estate - Unconventional Financing
<p><span style="font-size: 12pt;">Conventional wisdom would leave most consumers to believe financing is super conservative right now. To a certain extent most consumers would be correct, but a lot of people would be surprised at what non-QM financing will get you these days. Non-QM financing has really come to the forefront and you might be surprised to find out just how many people are getting non-QM loans. Listen in as Joe and Mike explain what unconventional financing has to offer the average consumer. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">The impending Super Bowl inventory surge</span></li> <li><span style="font-size: 12pt;">Less than perfect credit scores</span></li> <li><span style="font-size: 12pt;">What is a non qualified mortgage?</span></li> <li><span style="font-size: 12pt;">Two people qualifying on one loan</span></li> <li><span style="font-size: 12pt;">Financing during retirement or career breaks</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1598-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">For over 15 year <a href= "http://barastone.com/" target="_blank" rel="noopener">Steve Hotovec</a> helped consumers manage taxes, stocks, bonds mutual funds and more, but one investment often left out is where most consumers have about 70% of their net worth tied up. Today Steve has groups and products that allow homeowners to intelligently access home wealth without taking out a loan or hurting their current equity. Listen in as Joe, Steve Hotovec and <a href= "https://www.livingfostercity.com/" target="_blank" rel= "noopener">Steve Droz</a> explain home equity sharing and how it can help homeowners who are house rich and cash poor. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Aging in place with style</span></li> <li><span style="font-size: 12pt;">A manageable asset for the workforce</span></li> <li><span style="font-size: 12pt;">Liability matching</span></li> <li><span style="font-size: 12pt;">All-or-none view on real estate</span></li> <li><span style="font-size: 12pt;">How this option fits into listing appointments</span></li> <li><span style="font-size: 12pt;">Tax deferrals</span></li> <li><span style="font-size: 12pt;">What to use this program for</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1597-Growing Your Business - Bringing on Partners
<p><span style="font-size: 12pt;">Congratulations! You’ve made it to the level of <em>growing</em> your business! By now your business is looks like it’s actually going to work, consumers are giving you thumbs up and more people are needed to make your business run. Bringing on a partner can be exciting and complicated and in some ways as serious as a marriage born out of necessity. Today Joe and <a href="http://www.computerlaw.com" target="_blank" rel="noopener">Jack Russo</a> discuss what entrepreneurs need to know before bringing on a partner in your business.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1596-Two Italian Guys Talkin Real Estate-Market Conditions
<p><span style="font-size: 12pt;">It’s busy, it’s expensive and there’s a lot of stuff going on, but there is still a lot of interest when it comes to investing in Bay Area real estate. In fact over the last 5 decades real estate has appreciated an average of 3% a year. How many investments can you think of that can boast that number? Whether you’re in this market as a consumer or a professional Joe and Mike will provide you with the best strategies, tools, statistics, data and ideas to help you succeed when buying or selling property in the Bay Area. Today Joe and Mike discuss market conditions. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Pre-Super Bowl inventory</span></li> <li><span style="font-size: 12pt;">Pricing strategies & interest rates</span></li> <li><span style="font-size: 12pt;">Could a normal market excite buyers and reinvigorate the market?</span></li> <li><span style="font-size: 12pt;">What sellers should be doing now</span></li> <li><span style="font-size: 12pt;">Buyer conversations</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1595-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">Over the last 10 years home prices have escalated incredibly which means homeowners have seen a dramatic increase in their homes equity. In fact surveys suggest that homeowners may have 70% or more of their entire wealth tied up in their home. Having a majority of your wealth in one illiquid asset can be a mixed blessing that our friends at <a href= "http://barastone.com/" target="_blank" rel= "noopener">Barastone</a> can help you with.  Today Joe and Mark Rogers discuss how homeowners can access their homes wealth without taking on debt. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Forward mortgages, secondary mortgages and reverse mortgages</span></li> <li><span style="font-size: 12pt;">Using Barastone’s program</span></li> <li><span style="font-size: 12pt;">Staying in style</span></li> <li><span style="font-size: 12pt;">Gift funds</span></li> <li><span style="font-size: 12pt;">Financial options scenarios</span></li> <li><span style="font-size: 12pt;">ADU’s and renovations</span></li> <li><span style="font-size: 12pt;">Qualification process</span> </li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1594-Growing Your Business
<p><span style="font-size: 12pt;">In 2018 <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> joined the RERL team and taught us just about the concepts and steps one needs to take when starting a business. One year later 2019 is time to change gears and discuss <em>growing</em> your business. This time Joe and Jack will address major questions regarding how to accelerate your growth and what can you do about the various legal issues that come up during the growth phase. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">SWOT analysis</span></li> <li><span style="font-size: 12pt;">New employees and new contractors</span></li> <li><span style="font-size: 12pt;">Outsourced functions</span></li> <li><span style="font-size: 12pt;">Work made for hire rule</span></li> <li><span style="font-size: 12pt;">Projects that are worth the payoff</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1593-The Employee Real Estate Platform
<p><span style="font-size: 12pt;">Exciting news is what today’s podcast is all about. <a href="https://bundleselect.com/" target= "_blank" rel="noopener">Bundle Select</a> has officially announced their employee real estate platform. Exclusive only to certain companies, it doesn’t matter what size your company is or where in the US you are located; all you need to do is connect and figure out if you and your company qualify as a good match! Today Joe tells us all about Bundle Select’s employee real estate platform. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Guaranteed savings on real estate services</span></li> <li><span style="font-size: 12pt;">Benefits and compensation</span></li> <li><span style="font-size: 12pt;">Addressing consumers biggest complaint about real estate and lending services</span></li> <li><span style="font-size: 12pt;">Unburdening HR professionals</span></li> <li><span style="font-size: 12pt;">And much, much more...</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1592-Rates Drop & It's Buyers Time!
<p><span style="font-size: 12pt;">The holidays are officially over and we are ready to take on 2019! Joe is kicking off the New Year with some good news for anyone paying attention to interest rates and some even better new for buyers entering the market. Tune in as Joe explains all the new opportunities that await you as a New Year begins. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">The drop in interest rates</span></li> <li><span style="font-size: 12pt;">Jumbo loan opportunities</span></li> <li><span style="font-size: 12pt;">Why look at your financing now?</span></li> <li><span style="font-size: 12pt;">Flat market vs. buyers market</span></li> <li><span style="font-size: 12pt;">Contingent sales</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1591-The Future of Sales Innovation by Uber Connect Force
<p><span style="font-size: 12pt;">Small business owners often refrain from building a sales and marketing division within their company. Not only can creating your division be costly, it usually becomes an unneeded headache and that takes up much needed time. <a href="https://www.computerlaw.com/" target="_blank" rel= "noopener">Jack Russo</a> takes over as host in today’s podcast as he welcomes back Steve King, CEO of <a href= "https://uberconnectforce.com/" target="_blank" rel= "noopener">UberConnectForce</a>. Specific topics include</span></p> <ul> <li><span style="font-size: 12pt;">Addressing today’s biggest sales problem</span></li> <li><span style="font-size: 12pt;">Attracting anti-phone millennials</span></li> <li><span style="font-size: 12pt;">Matching with ideal customers</span></li> <li><span style="font-size: 12pt;">Who can hire UberConnectForce</span></li> <li><span style="font-size: 12pt;">More than sales force innovation</span></li> <li><span style="font-size: 12pt;">Automation and sales</span></li> <li><span style="font-size: 12pt;">And much, much more...</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1590- Two Italian Guys Talkin Real Estate- Planning For 2019 For Buyers & Sellers
<p><span style="font-size: 12pt;">Am I positioned correctly? Should I get preapproved now? What else should I be doing now? Buyers and sellers have a lot to think about with 2018 coming to a close and the market looking much different from previous years. A changing market will not only require buyers and sellers to come up with new strategies to complete the transaction, but to revise how they begin preparing for these situations. Today Joe and Mike discuss how buyers and sellers should plan for 2019. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">2018 final inventory stats</span></li> <li><span style="font-size: 12pt;">Entering a winter market –should you do it?</span></li> <li><span style="font-size: 12pt;">Consumer checklist for putting your home on the market</span></li> <li><span style="font-size: 12pt;">Ballparking future prices</span></li> <li><span style="font-size: 12pt;">Planning after the sale</span></li> <li><span style="font-size: 12pt;">Selecting the right team</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1589-Rick Arvielo- CEO of New American Funding
<p><span style="font-size: 12pt;">“Hey, let’s do our own thing” Believe it or not that’s pretty much how <a href= "https://www.newamericanfunding.com/about/our-leadership/" target= "_blank" rel="noopener">Rick Arvielo</a> and his wife Patty started New American Funding. While Patty knew the ins and outs of the real estate business, serial entrepreneur Rick came in to the business with a whole lot of knowledge about marketing and technology. Together they made a marriage that is carving its way into the mortgage business and is showing no signs of stopping. Today Joe talks with Rick Arvielo, CEO of New American Funding. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">What it takes to grow a company quickly and organically</span></li> <li><span style="font-size: 12pt;">Finding Success with technology</span></li> <li><span style="font-size: 12pt;">Future of home transactions</span></li> <li><span style="font-size: 12pt;">Attracting future consumers</span></li> <li><span style="font-size: 12pt;">What’s next for New American Funding?</span></li> <li><span style="font-size: 12pt;">Competing with call centers</span></li> <li><span style="font-size: 12pt;">Mergers and acquisitions</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1588-Patty Arvielo - President of New American Funding
<p><span style="font-size: 12pt;">Joe’s guest today is someone who started working in real estate at 16 years old and 36 years later still doesn’t feel she has completely mastered the business. A successful entrepreneur, <a href= "https://www.newamericanfunding.com/about/our-leadership/" target= "_blank" rel="noopener">Patty Arvielo</a> is known as the President and Co-Founder of New American Funding. Listen in as Joe and Patty discuss everything from building a competitive mortgage company to seeing it grow at a quick pace and keeping the evolution going. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Why Patty and Rick started New American Funding</span></li> <li><span style="font-size: 12pt;">A passion for multicultural lending</span></li> <li><span style="font-size: 12pt;">Workplace diversity and mentorship program</span></li> <li><span style="font-size: 12pt;">Hiring people with the right skill set</span></li> <li><span style="font-size: 12pt;">What does the industry need to focus on?</span></li> <li><span style="font-size: 12pt;">The future of real estate and New American Funding</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1587- Frank Fuentes - Multicultural Lending
<p><span style="font-size: 12pt;">One million Hispanics will be turning 18 this year and compared to their non-Hispanic counterparts they are getting married and forming household at a younger age. The best thing agents and lenders could do now is to begin understanding the cultural nuances of this demographic and find a way to serve them.  Today Joe talks with New American Funding’s <a href="http://www.newamericanagent.com/frankfuentes" target="_blank" rel="noopener">Frank Fuentes</a> about the complexities and cultural challenges surrounding multicultural lending. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Getting an entire company aware of multicultural lending</span></li> <li><span style="font-size: 12pt;">Hispanic home ownership report</span></li> <li><span style="font-size: 12pt;">Educating consumers about latino communications</span></li> <li><span style="font-size: 12pt;">Misunderstandings about Hispanics and lending</span></li> <li><span style="font-size: 12pt;">Why partner with New American Funding?</span></li> <li><span style="font-size: 12pt;">Why multicultural lending is exciting</span></li> <li><span style="font-size: 12pt;">And much much more!</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p>
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RERL-1586-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">Being one of the many people in the US who describe themselves as house rich and cash poor can be a great problem to have. On one hand your net worth is increasing, on the other it is in an illiquid asset that is not easily accessed, until now. Today Joe and <a href="http://barastone.com/" target= "_blank" rel="noopener">Steve Hotovec</a> discuss a new way of accessing your homes wealth without taking on debt. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Having a majority of your net worth tied up in equity</span></li> <li><span style="font-size: 12pt;">The problem with forward mortgages, reverse mortgages and HELOC’s</span></li> <li><span style="font-size: 12pt;">How equity sharing works</span></li> <li><span style="font-size: 12pt;">Qualifications</span></li> <li><span style="font-size: 12pt;">What can you use the money for?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1585-Jack Russo - Corporate LLC Year End Planning
<p><span style="font-size: 12pt;">We are halfway through December and business owners will want to end the year in the right way. Tax planning begins now if you don’t want to make last minute scrambles looking for deductions and another thing you don’t want is for the company to be under litigation attack leaving you to worry about if they pierce through the corporate veil even if you are an LLC. Yikes! Today Joe and <a href="https://www.computerlaw.com/" target= "_blank" rel="noopener">Jack Russo</a> discuss year-end planning issues for business owners.</span></p> <ul> <li><span style="font-size: 12pt;">Managing the books with a CPA</span></li> <li><span style="font-size: 12pt;">Taxable gains</span></li> <li><span style="font-size: 12pt;">The trouble with shareholder and stakeholder records</span></li> <li><span style="font-size: 12pt;">Year-end meetings</span></li> <li><span style="font-size: 12pt;">Planning for the future</span></li> </ul> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1584-Elijah Caldwell - With Timeless LLC
<p><span style="font-size: 12pt;">Few young people know who they are when starting out in life; in fact it is quite common to only know who you aren’t. <a href="https://www.flytimeless.com/" target= "_blank" rel="noopener">Timeless LLC</a> has a vision: Everyone successfully learns from failure. Through Timeless, Elijah Caldwell offers coaching programs to help consumers never make the same mistake twice, a keystone of successful people. Today Joe talks failure and the motivational tools to combat them with Elijah Caldwell. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Inverse relationships</span></li> <li><span style="font-size: 12pt;">Tapping into your full potential</span></li> <li><span style="font-size: 12pt;">Conventional options vs. new entrepreneurial paths</span></li> <li><span style="font-size: 12pt;">The one criteria for Timeless consumers</span></li> <li><span style="font-size: 12pt;">The fear factor</span></li> <li><span style="font-size: 12pt;">Meeting yourself</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1583- Today's Market - Leverage Instead of Liquidate
<p><span style="font-size: 12pt;">From time to time now you’ve heard Joe say the phrase “leverage instead of liquidate”. He’s not trying to be repetitive; it’s just something that he is a big believer in! In today’s market leveraging instead of liquidating is the best strategy (if possible) for most. How so? Listen in as Joe plays out several scenarios where leveraging assets flat out beats liquidating them. Scenarios include:</span></p> <ul> <li><span style="font-size: 12pt;">Cross-collateralizing loans</span></li> <li><span style="font-size: 12pt;">Leveraging departing equity for downpayment</span></li> <li><span style="font-size: 12pt;">Gaining more income to qualify</span></li> <li><span style="font-size: 12pt;">Why even leverage when downsizing??</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1582- Two Italian Guys Talkin Real Estate-Strategies for a Changing Market
<p><span style="font-size: 12pt;">Buyers got buried the last several years and many potential buyers lost interest in hope to buy altogether. Currently, homes are spending more days on market and sellers are responding by being more open during negotiations and reducing their asking price. The real estate business is not over and now more than ever is the time to educate yourself about what is going on around you. We don’t know where the market will head in the future, but the economy is still good and interest rates are still historically low. Today Joe and Mike discuss strategies for buyers and sellers in a market that is changing.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1581- Eva Melgarejo-Multicultural Lending
<p><span style="font-size: 12pt;">Education and information is the heart of what we believe in at Real Estate Radio Live and that involves <em>everything</em> in and around real estate. Today Joe is joined by Director of Multicultural Affairs, <a href= "http://www.newamericanagent.com/evamelgarejo" target="_blank" rel= "noopener">Eva Melgarejo</a>, whom New American Funding relies on when it comes to educating the Latino community about the Latino Focus Initiative. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Embracing multicultural lending</span></li> <li><span style="font-size: 12pt;">Latino buying power</span></li> <li><span style="font-size: 12pt;">Preparing for the next wave of home buyers</span></li> <li><span style="font-size: 12pt;">The Latino Focus Initiative & The New American Dream Initiative</span></li> <li><span style="font-size: 12pt;">Stereotypes and stigma around minorities and home ownership</span></li> <li><span style="font-size: 12pt;">New American Funding vs. competitors</span></li> <li><span style="font-size: 12pt;">Future of multicultural lending</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1580-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">Longtime home owners know there are many ways to take advantage of your homes equity, but reverse mortgages come with restrictions and HELOC’s are not ideal in a rising rate environment. As we roll into 2019 Joe and our friends at <a href="http://barastone.com/" target="_blank" rel= "noopener">Barastone</a> want to make you aware of another option available to you. Today Joe and Mark Rogers discuss ways to help people access their home wealth without taking on debt. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Qualification process</span></li> <li><span style="font-size: 12pt;">Comparing to stock market investments</span></li> <li><span style="font-size: 12pt;">Why now is a great time to access equity</span></li> <li><span style="font-size: 12pt;">Uses for different ages and needs</span></li> <li><span style="font-size: 12pt;">What else can you use this for?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1579- Strategies for a Buyer's Market
<p><span style="font-size: 12pt;">The last several years the Bay Area experienced a strong sellers market. Currently the market is more level and everyone will need to adjust to these changes. So what should professionals and consumers be doing to put themselves in a better position for a changing market? Today Joe discusses the best strategies for a buyer’s market. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">How to buy before you sell</span></li> <li><span style="font-size: 12pt;">Leverage vs. liquidate</span></li> <li><span style="font-size: 12pt;">“Offensive” offers below the asking price</span></li> <li><span style="font-size: 12pt;">Buy down rates using seller credit</span></li> <li><span style="font-size: 12pt;">What agent and lender interviews should sound like</span></li> <li><span style="font-size: 12pt;">Focusing too hard on the rates</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1578-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">When it comes to mortgages most of us are used to the traditional mortgage with the debt and liabilities sold to us by banks. As with everything time and technology are changing everything including your mortgage program. Today Joe and <a href="http://barastone.com/" target="_blank" rel= "noopener">Mark Rogers</a> discuss the home equity sharing program that allows home owners to access their homes wealth without taking on debt. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">HELOC shock</span></li> <li><span style="font-size: 12pt;">Big benefits of shared equity programs</span></li> <li><span style="font-size: 12pt;">How shared equity works</span></li> <li><span style="font-size: 12pt;">What about previous equity in the home?</span></li> <li><span style="font-size: 12pt;">Entrepreneurship and other program uses</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1577-Jack Russo-Online Fraud
<p><span style="font-size: 12pt;">Dealing with fraud has not only become part of your everyday life, it has become part of everybody’s internet presence. The internet has made the transfer of money so easy and quick that it may feel as if safety had taken a back seat to convenience. Today Joe and <a href= "https://www.computerlaw.com/" target="_blank" rel="noopener">Jack Russo</a> discuss online fraud and how small businesses owners can deal with it. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Banks baking in security</span></li> <li><span style="font-size: 12pt;">Who is to blame?</span></li> <li><span style="font-size: 12pt;">Fraud on the rise</span></li> <li><span style="font-size: 12pt;">Safeguarding your business</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1576-Jeff Cohn-Founder/Coach Elite Real Estate Systems
<p><span style="font-size: 12pt;">It would be easy to say that this podcast is geared for the consumer, but today’s guest has grown an empire in the business accomplishing what many longtime professionals are still looking for. Jeff Cohn, founder of <a href= "https://www.eliterealestatesystems.com/" target="_blank" rel= "noopener">Elite Real Estate Systems</a>, calls in to RERL to talk the market, coaching agents and more with our host, Joe Cucchiara. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Are we still in a good market?</span></li> <li><span style="font-size: 12pt;">Technology consumers want and how it will change real estate</span></li> <li><span style="font-size: 12pt;">Flipping houses</span></li> <li><span style="font-size: 12pt;">Keys to success</span></li> <li><span style="font-size: 12pt;">Jeff’s Modern Coaching For The Modern Agent program</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1575-Accessing Home Wealth Without Debt
<p><span style="font-size: 12pt;">The home has to be America’s favorite illiquid asset. Most Americans find most of their wealth tied up in their current residence, which poses major problem to those in need of money <span style= "text-decoration: underline;">now</span>. Convert equity into longtime income for retirement without having to sell your home. Today Joe and <a href="http://barastone.com/" target="_blank" rel= "noopener">Steve Hotovec</a> discuss how homeowners can access capital from their home without incurring debt. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Accessing cash without debt</span></li> <li><span style="font-size: 12pt;">Homeowners transferring risk to investors</span></li> <li><span style="font-size: 12pt;">Ability to repay loans</span></li> <li><span style="font-size: 12pt;">Paying off your mortgage or HELOC</span></li> <li><span style="font-size: 12pt;">Buying down debt</span></li> <li><span style="font-size: 12pt;">Estate planning</span></li> <li><span style="font-size: 12pt;">Equity vs. debt –what’s the difference?</span></li> <li><span style="font-size: 12pt;">Benefiting the entrepreneur</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1574-Giving Back Segment - Fellowship of Christian Athletes
<p><span style="font-size: 12pt;">Leaving for college is tough on every teen leaving home and “adulting” for the first time. Matthew Decker is one of many people worldwide who are uniting their faith with their passion for sports through the <a href= "https://www.fca.org/" target="_blank" rel="noopener">Fellowship of Christian Athletes</a>. Today Joe learns about coaches and athletes who empowered to pursue a life of Christ through sports. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">FCA’s impact</span></li> <li><span style="font-size: 12pt;">Objective and strategy in the Bay Area</span></li> <li><span style="font-size: 12pt;">Helping athletes flourish in and outside of sports</span></li> <li><span style="font-size: 12pt;">What FCA has taught Matthew</span></li> <li><span style="font-size: 12pt;">Helping others through coaching</span></li> <li><span style="font-size: 12pt;">FCA outside high school and college campuses</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">Want to get in contact with Matthew? Send him an email at <a href= "mailto:mdecker@fca.org">mdecker@fca.org</a> </span></p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1573-Two Italian Guys Talkin Real Estate - Creative Purchase Options
<p><span style="font-size: 12pt;">The last few years Joe and Mike saw hundreds of buyers lose out on offers due to the sheer insanity of the market. Today the market is less steamy and hopeful buyers finally have some options in a market that has downgraded from fantastic to normal. Even if a consumer is a little short on the home they really want, a chat and some planning with your lender just might get you moving into your new home. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Rising rates –how big of a concern are they?</span></li> <li><span style="font-size: 12pt;">Qualifying for more money</span></li> <li><span style="font-size: 12pt;">Buying down the interest rate</span></li> <li><span style="font-size: 12pt;">Adjustable rate mortgages</span></li> <li><span style="font-size: 12pt;">Non-occupant co-borrowers</span></li> <li><span style="font-size: 12pt;">Veteran financing programs</span></li> <li><span style="font-size: 12pt;">Building your own home</span></li> <li><span style="font-size: 12pt;">Gift funds and equity sharing</span></li> </ul> <p> </p> <p>  </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1572-What to do When the Bank Calls Your Business Loan
<p><span style="font-size: 12pt;">By now hopefully you’ve gotten some cash flow coming and it’s time to put the gas pedal down harder and lever up your business. In fact your deposits may have grown large enough that the bank will recognize you as a real company and offer you a secured line of credit! Without even realizing it you’ve made the bank a silent partner whose debt takes priority. So what does this situation look like for business owners and why can this be a good thing? </span><span style= "font-size: 16px;">Today Joe and </span><a style= "font-size: 16px;" href="https://www.computerlaw.com/" target= "_blank" rel="noopener"><span style="font-size: 12pt;">Jack Russ</span>o</a><span style= "font-size: 16px;"> explain </span><span style= "font-size: 12pt;">what to do when the bank calls your business loan. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Why would the bank demand payback within hours?</span></li> <li><span style="font-size: 12pt;">How to liquidate quickly</span></li> <li><span style="font-size: 12pt;">Emergency backup capital</span></li> <li><span style="font-size: 12pt;">Leveraging debt into a business</span></li> <li><span style="font-size: 12pt;">VC loans and plan B’s</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1571- Two Italian Guys Talking Real Estate - Creative Home Buying
<p><span style="font-size: 12pt;">The market is leveling out and hesitancy is affecting both sides of the market. The average time a home spends on the market is increasing and sellers now have to put a little effort into their sale to attract offers at rates we are used to seeing.  What is a buyer to do? Today Joe and Mike discuss creative solutions and strategies that can set buyers up for success. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Negotiations</span></li> <li><span style="font-size: 12pt;">Home buyers vs. move-up and move-down buyers</span></li> <li><span style="font-size: 12pt;">Buying without being forced to sell</span></li> <li><span style="font-size: 12pt;">Cross-collateralization and pledging assets</span></li> <li><span style="font-size: 12pt;">Afraid you won’t qualify?</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1570-Embrace Changing Markets, Instead of Fearing Them!
<p><span style="font-size: 12pt;">The hottest topic in real estate for the longest time was the extreme run up in appreciation. Today, after we all got comfortable with the seller’s market, all you seem to hear about is the shift towards a buyer’s market. Much of the media has gotten consumers full of fear of the changing markets when instead it should be viewed as a new wave of opportunities. Do new real estate trends have you fearful of the changing market? Today Joe attempts to change our way of thinking so we can embrace the changing markets and make smart decisions for the future.</span></p> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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RERL-1569-Home Wealth Series: Access and Diversification
<p><span style="font-size: 12pt;">There are several ways to access your homes equity which is pretty handy for those of us with more equity than income. The only thing standing in your way is the fact that your home is a large illiquid asset and most of us aren’t ready to move quite yet. So how can you generate income using your largest asset? Today Joe and Steve Hotovec discuss how to really take advantage of your home’s wealth. Specific topics include:</span></p> <ul> <li><span style="font-size: 12pt;">Accessing your home’s equity with or without debt</span></li> <li><span style="font-size: 12pt;">The Kay Shiller index</span></li> <li><span style="font-size: 12pt;">The problem with HELOC’s and reverse mortgages</span></li> <li><span style="font-size: 12pt;">Home reinvestment and other program uses</span></li> <li><span style="font-size: 12pt;">ADU's</span></li> </ul> <p> </p> <p> </p> <p><span style="font-size: 12pt;">If you wish to contact Joe Cucchiara email him at <a href= "mailto:joe@reradiolive.com">Joe@RERadioLive.com</a>, call (408)-838-9060 or simply visit <span style= "color: #0000ff;"><a style="color: #0000ff;" href= "http://reradiolive.com/" target="_blank" rel= "noopener">www.RERadioLive.com</a></span>. We also provide additional information to help you make smart decisions in and around your real estate venture.</span></p> <p>All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99</p> <p> </p>
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